Commercial Lending Specialist - Community Banking

First Savings Bank; Omaha (NE); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Vision Insurance

Paid Vacation, Sick, and Holiday time

A competitive 6% 401k match

Job summary

First Savings Bank in Omaha, NE seeks a Commercial Loan Officer to develop loan and deposit relationships with business clients. The role evaluates credit and financial status and structures loans within policy guidelines to drive revenue growth.

The position emphasizes building strong community ties, maintaining loan portfolios, and staying informed on banking products and regulations. It is an on-site role focused on local businesses and agriculture.

Qualifications

• Bachelor’s degree in accounting, finance or related field.
• 2+ years of commercial lending preferred.
• Strong communication skills.

Responsibilities

• Develops loan and deposit relationships with current and prospective bank customers.
• Evaluates client/applicant’s credit and financial status to determine appropriate lending decisions based on company risk-tolerance levels.
• Structures loans within loan policy guidelines for presentation and approval by loan committee.
• Determines value or status of collateral as necessary during the loan application process.
• Maintains a strong knowledge of bank products and identifies opportunities to recommend products and services to customers.
• Executes sales strategies to grow commercial lending revenue and bank deposits.
• Manages existing loan portfolio and reviews financials including tax returns to ensure loan complies with covenants and policy.
• Builds relationships with key members of the community, building a network to grow commercial lending revenue and deposit growth.
• Represents the bank at local community and professional organization events.
• Maintains a strong understanding of internal bank policies and banking regulations.
• Other Duties as assigned.

Skills

Strong communication skills

Education

Bachelor’s degree in accounting, finance or related field

Job description

First Savings Bank in Omaha, NE seeks a Commercial Loan Officer to develop loan and deposit relationships with business clients. The role evaluates credit and financial status and structures loans within policy guidelines to drive revenue growth.

The position emphasizes building strong community ties, maintaining loan portfolios, and staying informed on banking products and regulations. It is an on-site role focused on local businesses and agriculture.