Community-First Commercial Loan Officer

First Savings Bank; El Paso (TX); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health Insurance

Vision Insurance

Paid Time Off

Job summary

First Savings Bank in El Paso is hiring a Commercial Loan Officer to develop loan and deposit relationships with business clients. You will evaluate credit, structure loans, and determine collateral while growing the bank’s lending portfolio.

The role requires a bachelor’s degree in accounting or finance and 2+ years of commercial lending experience. Local market knowledge and community involvement are valued; remote work is not available.

Qualifications

• Bachelor’s degree in accounting, finance or related field required.
• 2+ years of commercial lending preferred.

Responsibilities

• Develop loan and deposit relationships with current and prospective bank customers.
• Evaluate client/applicant’s credit and financial status to determine lending decisions per risk tolerance.
• Structure loans within policy guidelines for presentation and approval by loan committee.
• Determine collateral value/status during the loan application process.
• Maintain knowledge of bank products and cross-sell opportunities to customers.
• Execute sales strategies to grow commercial lending revenue and deposits.
• Manage loan portfolio and review financials to ensure covenants and policy compliance.
• Build relationships with community members to grow lending revenue.
• Represent the bank at local events and maintain regulatory knowledge.
• Other duties as assigned.

Skills

Credit analysis

Relationship building

Business development

Sales strategies

Education

Bachelor’s degree in accounting/finance

Job description

First Savings Bank in El Paso is hiring a Commercial Loan Officer to develop loan and deposit relationships with business clients. You will evaluate credit, structure loans, and determine collateral while growing the bank’s lending portfolio.

The role requires a bachelor’s degree in accounting or finance and 2+ years of commercial lending experience. Local market knowledge and community involvement are valued; remote work is not available.