Credit Analyst: Underwriting & Portfolio Support

First Horizon Bank; Nashville (TN); On-site; USD 55,000 - 78,000; Full time

Job summary

First Horizon Bank seeks a Credit Analyst to provide analytical support for underwriting commercial credit facilities and assist Portfolio and Relationship Managers in managing client relationships. The role is located in the Nashville Commercial Banking team and involves financial statement spreading, loan request updates, covenant monitoring, and industry research.

The ideal candidate has exposure to accounting or financial analysis, is detail-oriented, and capable of balancing priorities in a

Qualifications

• Bachelors degree in accounting, finance or business or equivalent work experience
• Familiarity with analyzing financial data
• Strong computer skills: Excel, Word, PowerPoint, Outlook

Responsibilities

• Interpret financial statements and provide financial analysis support used in underwriting complex C&I and commercial real estate loans.
• Work proactively to ensure production is prioritized and completed timely; involve spreading financial statements and updating loan requests in the bank system.
• Participate in relationship team meetings to explain analysis to management and credit partners when warranted.
• Analyze and prepare credit approval documentation; reflect loan terms, collateral, covenants, and inputs in the loan system.
• Collaborate with Portfolio Managers to monitor assigned portfolios, track covenants, file statements, and monitor performance against expectations.

Skills

Financial analysis

Underwriting support

Covenant monitoring

Industry research

Education

Bachelors degree in accounting/finance/business

Tools

Microsoft Access

Microsoft Word

Microsoft PowerPoint

Microsoft Outlook

Excel

Job description

First Horizon Bank seeks a Credit Analyst to provide analytical support for underwriting commercial credit facilities and assist Portfolio and Relationship Managers in managing client relationships. The role is located in the Nashville Commercial Banking team and involves financial statement spreading, loan request updates, covenant monitoring, and industry research.

The ideal candidate has exposure to accounting or financial analysis, is detail-oriented, and capable of balancing priorities in a