Senior Commercial Portfolio Manager: Underwriting & Growth

First Horizon Corp.; Charlotte (NC); Hybrid; USD 110,000 - 180,000; Full time

Job summary

First Horizon Corp. in Charlotte seeks a Senior Portfolio Manager to join the Commercial & Middle Market team. The role provides daily credit analysis, underwriting, and portfolio management support for commercial and corporate borrowers in a fast-paced environment.

The incumbent leads loan structuring, underwriting, origination, and servicing for their portfolio, mentors juniors, and collaborates with Credit Analysts and Relationship Managers to drive lending proposals and client relationships.

Qualifications

• Minimum 6 to 8 years of commercial underwriting and portfolio management experience.
• Bachelor's degree (or equivalent in work experience) required.
• Able to read, analyze and interpret financial reports and legal documents; perform calculations and assess information to support decisions.
• Able to communicate clearly with senior executives, management, regulators, and partners.

Responsibilities

• Lead analysis, underwriting, origination, and portfolio management of loans in a growing commercial and corporate portfolio.
• Apply loan structuring, risk identification, and risk mitigation skills.
• Understand and apply the Bank’s risk grading methodology and credit appetite.
• Build relationships with Relationship Managers and CRE borrowers to develop lending proposals and cross-sell opportunities.
• Oversee post-approval due diligence and loan documentation.
• Maintain a portfolio mix of high value clients while ensuring credit quality.
• Mentor junior portfolio management team members and guide staff.

Skills

Portfolio management

Underwriting

Credit analysis

Financial analysis

Risk identification

Risk mitigation

Communication

Excel

Education

Bachelor's degree

Tools

Excel

Word

Outlook

PowerPoint

Job description

First Horizon Corp. in Charlotte seeks a Senior Portfolio Manager to join the Commercial & Middle Market team. The role provides daily credit analysis, underwriting, and portfolio management support for commercial and corporate borrowers in a fast-paced environment.

The incumbent leads loan structuring, underwriting, origination, and servicing for their portfolio, mentors juniors, and collaborates with Credit Analysts and Relationship Managers to drive lending proposals and client relationships.