Commercial Loan Portfolio Manager

SSB002 SOUTHSTATE BANK, NATIONAL ASSOCIATION; Moncks Corner (SC); On-site; USD 50,000 - 75,000; Full time

Job summary

SouthState Bank in Moncks Corner, SC is seeking a Commercial Credit Analyst to manage a portfolio of commercial relationships and loans. You will coordinate with Credit Administration on financial statements, tax returns, rent rolls and annual servicing while monitoring borrowing bases and maturities.

Responsibilities include reviewing renewals, processing draw requests, monitoring past due loans, and assisting with credit origination software.

Qualifications

• Education: Bachelor’s Degree in business or finance is recommended, or equivalent work experience in related field.
• Experience: 1-3 years preferred years of experience with being in Commercial Credit Analysis, Commercial Loan Underwriting, or other bank experience deemed appropriate for the requirements of this job.
• Certifications/Specific Knowledge: Knowledge of personal computer, Windows and Microsoft software applications is required.

Responsibilities

• Contacts customers and their designees (CPA’s, etc.) for collection of required/needed information including financial statements.
• Provides preliminary feedback to the CTL or AE on current customers regarding the creditworthiness of the client and the merits of the proposed loan renewal.
• Partners with Commercial Lenders and CLUs in the completion of renewals of commercial loan relationships as directed by the CTL or AE.
• Ensures that all collateral and financial exceptions are monitored, collected and ticklers cleared in a timely manner.
• Works with Credit Administration to ensure that annual reviews and renewal packages have all needed documents and answered questions to complete the review in a timely manner.
• Travels/travel may be required to come to meetings as needed.
• Performs all other tasks, responsibilities, or duties, as directed by management.

Skills

Strong communication

Analytical skills

Attention to detail

Multitasking

Written and verbal communication

Ability to learn new software

Education

Bachelor’s degree in business or finance

Tools

Microsoft Office

Job description

SouthState Bank in Moncks Corner, SC is seeking a Commercial Credit Analyst to manage a portfolio of commercial relationships and loans. You will coordinate with Credit Administration on financial statements, tax returns, rent rolls and annual servicing while monitoring borrowing bases and maturities.

Responsibilities include reviewing renewals, processing draw requests, monitoring past due loans, and assisting with credit origination software.