Commercial Loan Officer

MRINetwork; Walnut Creek (CA); On-site; USD 80,000 - 120,000; Full time

Job summary

A financial services company is seeking an experienced commercial lender to develop creative financing solutions for local businesses with revenues between $5-150MM. The ideal candidate will have at least 5 years of experience in commercial lending and be responsible for soliciting bank services, analyzing financial data, and negotiating credit terms to enhance profitability. Excellent credit skills and an established book of business are required, along with strong relationship-building capabilities.

Qualifications

• 5+ years of commercial lending experience.
• Strong understanding of commercial depository services.
• Excellent credit skills and familiarity with commercial documentation.

Responsibilities

• Solicit the sale of bank services to local businesses.
• Collect and analyze financial data to determine creditworthiness.
• Establish and negotiate credit terms for clients.

Skills

Commercial lending experience

Credit analysis skills

Relationship building

Education

Bachelor's degree in Finance, Accounting, Economics, or Marketing

Job description

Activelyseeking an experiencedcommercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM.

The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of the prospect.

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. With the assistance of the credit team, you will establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements.

Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.

Job Requirements

• 5+ years of commercial lending experience
• Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred)
• Strong understanding of commercial depository services
• Excellent credit skills and general familiarity with commercial documentation
• Established book of business required

For further consideration towards this and/or other opportunities please inquire confidentially to [e-mail] or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.