Commercial Loan Officer

MRINetwork; Napa (CA); On-site; USD 80,000 - 120,000; Full time

Job summary

A financial services company in California is seeking an experienced commercial lender to develop creative financing solutions for local businesses. You will need at least 5 years of experience in commercial lending and must possess strong credit analysis skills. This role involves soliciting bank services and providing secured financing solutions. Please inquire confidentially at the provided contact.

Qualifications

• 5+ years of commercial lending experience required.
• Strong understanding of commercial depository services essential.
• Established book of business is mandatory.

Responsibilities

• Solicit the sale of bank services to businesses.
• Collect and analyze financial data for creditworthiness.
• Provide secured financing solutions for working capital growth.
• Negotiate terms for credit extension with clients.
• Maintain dialogues with financial intermediaries and clients.

Skills

Commercial lending experience

Credit analysis skills

Client relationship management

Education

Bachelor's degree in Finance, Accounting, Economics, or Marketing

Job description

Overview

Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM.

The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of the prospect.

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. With the assistance of the credit team, you will establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements.

Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.

Job Requirements

• 5+ years of commercial lending experience
• Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred)
• Strong understanding of commercial depository services
• Excellent credit skills and general familiarity with commercial documentation
• Established book of business required

For further consideration towards this and/or other opportunities please inquire confidentially to [e-mail] or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.