Commercial Loan Officer

MRINetwork; Anaheim (CA); On-site; USD 80,000 - 120,000; Full time

Job summary

MRINetwork is actively seeking an experienced commercial lender in Anaheim, California, to develop innovative financing solutions for local businesses with revenues from $5 to $150 million.

The ideal candidate will have more than 5 years of commercial lending experience, a background in finance or a related field, and strong credit skills. Responsibilities include soliciting bank services, analyzing financial data, and establishing credit terms while maintaining relationships with key prospects.

Qualifications

• 5+ years of experience in commercial lending.
• Strong understanding of commercial depository services.
• Established book of business required.

Responsibilities

• Solicit the sale of bank services to businesses.
• Collect and analyze financial data for creditworthiness.
• Provide secured financing solutions for working capital growth.
• Negotiate terms for credit extension.
• Maintain dialogues with financial intermediaries and develop a calling database.

Skills

Commercial lending experience

Credit skills

Financial analysis

Client relationship management

Education

Bachelor’s degree in Finance, Accounting, Economics, or Marketing

Job description

Job Overview

Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM.

Responsibilities

• Solicit the sale of bank services to businesses.
• Collect and analyze financial data to determine the creditworthiness of prospects.
• Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for new and existing clients with the goal of generating income and enhancing the bank’s overall profitability.
• Establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements, with assistance from the credit team.
• Prospect and maintain dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence; develop and maintain a direct calling database of prospects.

Job Requirements

• 5+ years of commercial lending experience.
• Bachelor’s degree in Finance, Accounting, Economics, Marketing (preferred).
• Strong understanding of commercial depository services.
• Excellent credit skills and general familiarity with commercial documentation.
• Established book of business required.