Commercial Loan Officer at MRINetwork Jobs Modesto, CA

MRINetwork Jobs; Modesto (CA); On-site; USD 70,000 - 120,000; Full time

Job summary

MRINetwork Jobs is actively seeking an experienced Commercial Loan Officer in Modesto, CA. The successful candidate will be responsible for soliciting bank services to local businesses, analyzing financial data, and providing secured financing solutions designed to enhance working capital, acquisitions, and debt restructuring.

Ideal candidates will have 5+ years of commercial lending experience and a bachelor’s degree in Finance, Accounting, or a related field. Strong credit skills and an established book of business are crucial for this role.

Qualifications

• 5+ years of experience in commercial lending.
• Excellent credit skills and familiarity with commercial documentation.
• Established book of business required.

Responsibilities

• Solicit the sale of bank services to businesses.
• Analyze financial data to determine creditworthiness.
• Negotiate terms of credit extension and maintain client relationships.

Skills

Commercial lending experience

Credit analysis skills

Understanding of commercial depository services

Strong communication skills

Education

Bachelor’s degree in Finance, Accounting, Economics, or Marketing

Job description

Commercial Loan Officer – MRINetwork Jobs (Modesto, CA)

Actively seeking an experienced commercial lender to join a team of successful professionals who collectively develop creative financing solutions for local businesses with revenues $5–150 million.

The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of prospects, providing secured financing solutions in support of working capital growth, acquisitions, and debt restructuring for new and existing clients to generate income and enhance the Bank’s overall profitability.

With assistance from the credit team, the candidate will establish and negotiate terms under which credit is extended, including costs, repayment method, and collateral requirements. Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys, and other centers of influence. Developing and maintaining a direct calling database of prospects.

Job Requirements

• 5+ years of commercial lending experience
• Bachelor’s degree in Finance, Accounting, Economics, Marketing (preferred)
• Strong understanding of commercial depository services
• Excellent credit skills and general familiarity with commercial documentation
• Established book of business required