Commercial Loan Officer

MRINetwork; Santa Barbara (CA); On-site; USD 100,000 - 150,000; Full time

Job summary

A financial services firm is seeking an experienced commercial lender to provide creative financing solutions for businesses with revenues between $5-150MM. The role involves soliciting bank services, analyzing financial data for creditworthiness, and establishing secured financing solutions. Ideal candidates should have over 5 years of commercial lending experience, a relevant bachelor's degree, and strong credit skills. Interested candidates are invited to apply confidentially.

Qualifications

• 5+ years of experience in commercial lending.
• Strong understanding of commercial depository services.
• Excellent credit skills with familiarity in commercial documentation.

Responsibilities

• Solicit bank services to businesses.
• Collect and analyze financial data for creditworthiness.
• Provide secured financing solutions for working capital growth.

Skills

Commercial lending experience

Credit analysis

Financial data analysis

Relationship building

Education

Bachelor's degree in Finance, Accounting, Economics, Marketing

Job description

Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM.

The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of the prospect.

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. With the assistance of the credit team, you will establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements.

Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.

Job Requirements

• 5+ years of commercial lending experience
• Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred)
• Strong understanding of commercial depository services
• Excellent credit skills and general familiarity with commercial documentation

For further consideration towards this and/or other opportunities please inquire confidentially to [e-mail] or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.