Commercial Loan Officer

MRINetwork; Los Angeles (CA); On-site; USD 80,000 - 120,000; Full time

Job summary

MRINetwork is seeking an experienced commercial lender in Los Angeles to develop financing solutions for local businesses generating $5 to $150 million in revenue. The role involves soliciting bank services, assessing creditworthiness, and providing secured financing for growth and restructuring. Candidates must have over 5 years of experience in commercial lending, a relevant bachelor's degree, and a strong established book of business.

Qualifications

• 5+ years of commercial lending experience.
• Bachelor’s degree in Finance, Accounting, Economics, Marketing, or a related field preferred.
• Strong understanding of commercial depository services.
• Excellent credit skills and familiarity with commercial documentation.
• Established book of business required.

Responsibilities

• Solicit the sale of bank services to businesses.
• Collect and analyze financial data to assess creditworthiness.
• Provide secured financing solutions for working-capital growth.
• Establish and negotiate credit terms with clients.
• Maintain dialogues with sponsor groups and businesses.
• Develop a direct-calling database of prospects.

Skills

Commercial lending experience

Credit skills

Financial data analysis

Knowledge of commercial services

Education

Bachelor’s degree in Finance, Accounting, Economics, Marketing, or related field

Job description

Job Overview

We are actively seeking an experienced commercial lender to join a team of successful professionals who will develop creative financing solutions to resolve complex and unique issues for local businesses with revenues between $5 and $150 million.

Responsibilities

• Solicit the sale of bank services to businesses.
• Collect and analyze financial data to assess the creditworthiness of prospects.
• Provide secured financing solutions to support working‑capital growth, acquisitions, and debt restructuring for new and existing clients, generating income and enhancing the bank’s profitability.
• Establish and negotiate credit terms, including costs, repayment methods, and collateral requirements, in collaboration with the credit team.
• Prospect and maintain dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys, and other centers of influence.
• Develop and maintain a direct‑calling database of prospects.

Qualifications

• 5+ years of commercial lending experience.
• Bachelor’s degree in Finance, Accounting, Economics, Marketing, or a related field (preferred).
• Strong understanding of commercial depository services.
• Excellent credit skills and general familiarity with commercial documentation.
• Established book of business required.