Commercial Loan Officer

MRINetwork; Seattle (WA); On-site; USD 90,000 - 130,000; Full time

Job summary

MRINetwork is looking for an experienced commercial lender in Seattle to join a successful team. The lender will develop creative financing solutions for local businesses generating $5-150MM in revenues.

The ideal candidate has over 5 years of experience in commercial lending, a strong understanding of commercial services, and proficiency in credit analysis. The role involves sourcing clients and negotiating financing terms.

Qualifications

• 5+ years of commercial lending experience required.
• Strong understanding of commercial depository services.
• Excellent credit skills and familiarity with commercial documentation.

Responsibilities

• Solicit the sale of bank services to businesses.
• Collect and analyze financial data to determine creditworthiness.
• Provide secured financing solutions for working capital growth.
• Negotiate terms under which credit will be extended.
• Prospect and maintain dialogues with various financial influencers.

Skills

Commercial lending experience

Credit analysis

Financial data analysis

Negotiation skills

Client relationship management

Education

Bachelor’s degree in Finance, Accounting, Economics, or Marketing

Job description

Job Overview

Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM.

Responsibilities

• Solicit the sale of bank services to businesses.
• Collect and analyze financial data to determine the creditworthiness of prospects.
• Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for new and existing clients with the goal of generating income and enhancing the bank’s overall profitability.
• Establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements, with assistance from the credit team.
• Prospect and maintain dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence; develop and maintain a direct calling database of prospects.

Job Requirements

• 5+ years of commercial lending experience.
• Bachelor’s degree in Finance, Accounting, Economics, Marketing (preferred).
• Strong understanding of commercial depository services.
• Excellent credit skills and general familiarity with commercial documentation.
• Established book of business required.