Commercial Loan Officer

MRINetwork; Gilroy (CA); On-site; USD 90,000 - 130,000; Full time

Job summary

MRINetwork is seeking an experienced commercial lender to join a team of professionals delivering creative financing solutions to local businesses with revenues 5-150MM. You will solicit the sale of bank services and analyze financial data to assess creditworthiness.

In this role you will provide secured financing for working capital, acquisitions, and debt restructurings, negotiate terms with the credit team, and cultivate a direct calling network of sponsors, intermediaries, and other centers

Qualifications

• 5+ years of commercial lending experience.
• Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred).
• Strong understanding of commercial depository services.
• Excellent credit skills and general familiarity with commercial documentation.
• Established book of business required.

Responsibilities

• Solicit the sale of bank services to businesses.
• Analyze financial data to determine creditworthiness.
• Provide secured financing for working capital, acquisitions, and debt restructuring.

Skills

Business development

Credit analysis

Financial data analysis

Relationship building

Education

Bachelor's degree in Finance, Accounting, Economics, or Marketing

Job description

Activelyseeking an experiencedcommercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM.

The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of the prospect.

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. With the assistance of the credit team, you will establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements.

Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.

Job Requirements

• 5+ years of commercial lending experience
• Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred)
• Strong understanding of commercial depository services
• Excellent credit skills and general familiarity with commercial documentation
• Established book of business required