Commercial Loan Officer

MRINetwork; Ventura (CA); On-site; USD 80,000 - 110,000; Full time

Job summary

A financial services firm is actively seeking an experienced commercial lender in Ventura, California. The candidate will work on developing creative financing solutions and providing secured financing for local businesses with revenues between $5-150MM. Responsibilities include analyzing financial data, soliciting bank services, and maintaining relationships with financial intermediaries. The ideal candidate will have over 5 years of experience in commercial lending and a relevant degree, such as Finance or Accounting.

Qualifications

• 5+ years of commercial lending experience required.
• Strong understanding of commercial depository services is essential.
• Excellent credit skills and familiarity with commercial documentation are a must.

Responsibilities

• Solicit sales of bank services to businesses.
• Collect and analyze financial data to assess creditworthiness.
• Provide secured financing solutions for working capital growth and acquisitions.
• Maintain dialogues with financial intermediaries, businesses, and accountants.

Skills

Commercial lending experience

Credit analysis skills

Customer relationship management

Education

Bachelor's degree in Finance, Accounting, Economics, or Marketing

Job description

Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM.

The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of the prospect.

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. With the assistance of the credit team, you will establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements.

Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.

Job Requirements

• 5+ years of commercial lending experience
• Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred)
• Strong understanding of commercial depository services
• Excellent credit skills and general familiarity with commercial documentation

For further consideration towards this and/or other opportunities please inquire confidentially to [e-mail] or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.