Commercial Loan Credit Coordinator

UNITED COMMUNITY BANK; Godfrey (IL); On-site; USD 25,000 - 41,000; Full time

Job summary

United Community Bank is seeking a Credit Coordinator/Commercial Loan Assistant to gather and analyze credit information for loan applicants, supporting processing, documentation, and monitoring of commercial loans. You will prepare financial reviews, assist in loan closings, and interact with clients and internal teams while maintaining compliance with regulations and bank policies.

The role requires a BA/BS and 2–5 years in banking, with strong attention to detail, organizational skills, and

Qualifications

• Bachelor's degree in Finance, accounting, business or related field or equivalent experience is preferred.
• 2-5 years experience in banking, preferably in lending, credit or accounting is a plus.
• Previous customer service skills preferred.
• Strong attention to detail and accuracy.
• Strong time management and organizational skills.
• Ability to practice discretion and handle confidential information in a professional manner.
• Ability to read, write and comprehend simple instructions, short correspondence and memos.
• Ability to perform basic mathematical calculations and to work with mathematical concepts and apply them to work situations.
• Ability to manage and execute more than one task at a time.
• Knowledge of financial institution regulations.
• Ability to exercise sound judgement that is consistent with established policies, procedures and business practices.

Responsibilities

• Gather required data from customers, internal systems, and external sources.
• Prepare spreadsheets and analyze financial information, including financial statements and tax returns.
• Assist in prioritizing commercial credit requests and preparing accurate, timely credit presentations.
• Review and renew existing credit facilities, including financial covenant tracking and borrowing base calculations.
• Compile data from credit bureau reports and various financial statements.
• Conduct industry and peer comparisons.
• Perform cash flow analysis and assist in assessing repayment capacity.
• Communicate proactively when updated financial information is needed for commercial clients.
• Research credit inquiries and UCC filings to determine credit worthiness and ensure appropriate collateral positions.
• Write financial reviews and provide recommendations on loan structure, terms and risk considerations.
• Build and generate loan documents for commercial loan closings.
• Request title work, appraisals and other third-party reports.
• Correspond with legal counsel and collections regarding workouts, bankruptcies and charge-offs to ensure all necessary actions are taken.
• Maintain familiarity with Bank products, services, regulatory requirements and internal policies and procedures.
• Attend loan committee meetings.
• Work closely with management and team members to support lending operations and maintain workflow efficiencies.
• Develop and maintain effective working relationships at all levels by proactively participating and contributing to a positive work environment, controlling emotions and temperament, and exhibiting courteous, respectful, and professional behavior at all times.
• Maintain familiarity with bank products and services.
• Maintain familiarity with all regulatory standards.
• Maintain familiarity with and uphold all Bank policies and procedures.
• Complete all training requirements as assigned.
• Other related duties as assigned.

Skills

Attention to detail

Time management

Organizational skills

Discretion with confidential info

Communication skills

Problem solving/analysis

Multi-tasking

English reading/writing

Education

BA/BS in Finance, accounting, business or related field

Tools

Microsoft Office (Word, Excel, Access, Power Point)

Job description

United Community Bank is seeking a Credit Coordinator/Commercial Loan Assistant to gather and analyze credit information for loan applicants, supporting processing, documentation, and monitoring of commercial loans. You will prepare financial reviews, assist in loan closings, and interact with clients and internal teams while maintaining compliance with regulations and bank policies.

The role requires a BA/BS and 2–5 years in banking, with strong attention to detail, organizational skills, and