Commercial Lending Specialist II

Iowa Trust; Clive (IA); On-site; USD 70,000 - 105,000; Full time

Job summary

Iowa Trust & Savings Bank is seeking a Commercial Lending Officer II in Clive, IA to manage and grow a robust commercial loan portfolio. You will lead loan analyses, structure transactions, and ensure compliance with banking regulations while delivering excellent service to borrowers.

Role requires strong credit assessment, relationship building, and collaboration with internal teams. On-site position with a focus on driving profitability and adhering to our values and governance standards.

Qualifications

• Bachelor’s or Master’s degree in finance, business, or related field; or equivalent experience.
• Strong leadership, organizational and planning skills.
• Demonstrates knowledge of credit analysis and risk assessment.

Responsibilities

• Evaluate borrowers’ credit worthiness using bank policies and risk analysis.
• Make quality loan decisions with sound judgement and compliance.
• Explain loan terms to customers and ensure understanding.
• Oversee loan disbursement, collateral tracking, and covenants.
• Maintain and grow a quality commercial loan portfolio.
• Collaborate with loan support staff to ensure timely tasks.

Skills

Leadership

Credit analysis

Customer service

Communication

Banking regulations

Sales techniques

Education

Bachelor’s or Master’s degree in finance or business

Tools

Banking software systems

Job description

Iowa Trust & Savings Bank is seeking a Commercial Lending Officer II in Clive, IA to manage and grow a robust commercial loan portfolio. You will lead loan analyses, structure transactions, and ensure compliance with banking regulations while delivering excellent service to borrowers.

Role requires strong credit assessment, relationship building, and collaboration with internal teams. On-site position with a focus on driving profitability and adhering to our values and governance standards.