Credit Officer I - Structured Lending & Risk Analysis

Bankers Trust Company; Des Moines (IA); Hybrid; USD 102,500 - 139,000; Full time

Benefits offered by this job

Health Insurance

PTO

401(k) Match

Tuition Assistance

Life Insurance

Lifestyle Accounts

Employee Banking

Job summary

Bankers Trust Company, Des Moines, IA, seeks a Credit Officer I or II to lead due diligence, structuring and approval of commercial loans within approved authority. The role works with underwriters and relationship managers to assess credit exposures and protect asset quality, while supervising and developing portfolio teams.

The position offers base salary ranges for Credit Officer I and II with annual bonus potential, and hybrid work eligibility may apply.

Qualifications

• BA/BS in Business, Accounting or Finance required.
• Strong credit analysis skills and techniques.
• Commercial loan structuring and evaluation.
• Ability to manage problem loans and adhere to regulations.

Responsibilities

• Uses loan authority to approve smaller, less complex credits.
• Ensures underwriting packages are complete and timely.
• Structures loans with Relationship Managers based on credit characteristics.
• Reviews credits for risk rating and approves changes.
• Supervises Commercial Portfolio Managers and Credit Analysts.

Skills

Credit analysis

Commercial lending

Problem loan management

Bank regulations

Loan evaluation

Education

BA/BS in Business, Accounting or Finance

Job description

Bankers Trust Company, Des Moines, IA, seeks a Credit Officer I or II to lead due diligence, structuring and approval of commercial loans within approved authority. The role works with underwriters and relationship managers to assess credit exposures and protect asset quality, while supervising and developing portfolio teams.

The position offers base salary ranges for Credit Officer I and II with annual bonus potential, and hybrid work eligibility may apply.