Commercial Lender

OUCU Financial Group; Lancaster (OH); Hybrid; USD 55,000 - 67,000; Full time

Benefits offered by this job

401(k) retirement plan

Paid vacation, sick and personal time

Educational Reimbursement

Volunteer opportunities

Dividend checking and wires

Job summary

OUCU Financial Group is seeking a Commercial Lending professional to develop and maintain relationships with business members and prospective borrowers in Ohio. The role involves identifying lending opportunities, analyzing financials, and originating loans while representing the credit union in the local business community.

The position requires 3–5 years in lending, a bachelor’s degree, and willingness to travel for meetings and events.

Qualifications

• Bachelor’s degree or equivalent education and experience.
• 3–5 years of lending experience in a financial institution, with commercial lending strongly preferred.
• Experience in financial product sales with knowledge of laws and regulations governing business and consumer lending practices.
• Clear communication, sound judgement, with a member-first approach.
• Must travel to meet members and occasionally attend events outside of regular business hours.
• Resume and cover letter required.

Responsibilities

• Develop relationships with business members and prospective borrowers.
• Identify commercial lending opportunities and explain loan options.
• Review financial documents and assess applicant’s financial status for loan feasibility.
• Originating business loans and recommending other OUCU services.
• Conduct site visits to gather information and maintain member relationships.
• Represent OUCU Financial in the local business community and at networking events.

Skills

Communication

Judgment

Customer focus

Travel readiness

Education

Bachelor’s degree

Job description

Description

Duties Include:

• Developing and maintaining relationships with business members and prospective borrowers.
• Identifying commercial lending opportunities and explaining suitable loan options.
• Collecting and reviewing financial documents and analyzing applicant’s financial status to determine feasibility of loans.
• Originating business loans and recommending other beneficial Credit Union services.
• Conducting site visits to gather information and maintain member relationships.
• Representing OUCU Financial in the local business community and at networking events.

At OUCU Financial, we believe that our employees make the difference. We recognize, appreciate, and empower our most valued assets - our employees! We offer an enthusiastic, team-oriented environment with unlimited growth opportunities. In addition, at OUCU, you will find a competitive compensation package, comprehensive training programs, an outstanding benefits package with an incredibly generous 401(k) retirement plan, and multiple volunteer opportunities to help our communities. The pay range for this position starts at $61,318 annually, with relevant education and experience considered in determining the starting pay rate. This position also earns commission monthly based on production, and we do not put any cap or maximum on the amount of commission the successful candidate can earn.

Our benefits include:

• Multiple medical plan options, dental and vision insurance, OUCU pays 80%.
• Employer paid long-term disability insurance, life insurance, and dependent life insurance
• Paid vacation, sick, and personal time off.
• Generous 401(k) retirement plan
• 11 paid holidays per year
• Paid time for volunteer opportunities to help our communities
• Educational Reimbursement
• Annual stipends to purchase logo wear
• Free dividend checking and wires, Half off tax preparation fees
• Free premium subscription to the Calm.com app with the ability to add dependents

Requirements

• Bachelor’s degree or equivalent education and experience.
• 3 to 5 years of financial institution lending experience, with commercial lending strongly preferred.
• Experience in financial product sales with knowledge of laws and regulations governing business and consumer lending practices.
• Clear communication, sound judgement, with a member-first approach.
• Must travel to meet members and occasionally attend events outside of regular business hours.
• Resume and cover letter required.