Commercial Lender

OUCU Financial; Lancaster (OH); On-site; USD 55,000 - 67,000; Full time

Benefits offered by this job

Health insurance

401(k) retirement plan

Paid time off

11 paid holidays

Education reimbursement

Volunteer opportunities

Premium Calm app subscription

Job summary

OUCU Financial is seeking a relationship-focused Commercial Lender to help local businesses grow. You will build lasting relationships with business members, assess lending opportunities, and recommend financing solutions that support both their goals and the credit union’s growth.

Responsibilities include originating business loans, site visits, and representing OUCU Financial at networking events, with a base pay starting around $61,318 plus commission.

Qualifications

• Bachelor's degree or equivalent education and experience.
• 3–5 years of financial institution lending experience, with commercial lending preferred.
• Experience in financial product sales with knowledge of laws and regulations governing business and consumer lending practices.
• Clear communication, sound judgement, with a member-first approach.
• Must travel to meet members and occasionally attend events outside of regular business hours.

Responsibilities

• Develop and maintain relationships with business members and prospective borrowers.
• Identify commercial lending opportunities and explain suitable loan options.
• Collect and review financial documents and analyze applicant’s financial status to assess feasibility of loans.
• Originate business loans and recommend other beneficial Credit Union services.
• Conduct site visits to gather information and maintain member relationships.
• Represent OUCU Financial in the local business community and at networking events.

Skills

Relationship building

Commercial lending

Financial analysis

Clear communication

Travel willingness

Education

Bachelor's degree or equivalent

Job description

Description

OUCU Financial is looking for a relationship-focused Commercial Lender to help local businesses grow. In this role, you’ll build lasting relationships with business members, assess lending opportunities, and recommend financing solutions that support both their goals and the credit union’s growth.

Description

OUCU Financial is looking for a relationship-focused Commercial Lender to help local businesses grow. In this role, you’ll build lasting relationships with business members, assess lending opportunities, and recommend financing solutions that support both their goals and the credit union’s growth.

Duties Include

• Developing and maintaining relationships with business members and prospective borrowers.
• Identifying commercial lending opportunities and explaining suitable loan options.
• Collecting and reviewing financial documents and analyzing applicant’s financial status to determine feasibility of loans.
• Originating business loans and recommending other beneficial Credit Union services.
• Conducting site visits to gather information and maintain member relationships.
• Representing OUCU Financial in the local business community and at networking events.

At OUCU Financial, we believe that our employees make the difference. We recognize, appreciate, and empower our most valued assets - our employees! We offer an enthusiastic, team-oriented environment with unlimited growth opportunities. In addition, at OUCU, you will find a competitive compensation package, comprehensive training programs, an outstanding benefits package with an incredibly generous 401(k) retirement plan, and multiple volunteer opportunities to help our communities. The pay range for this position starts at $61,318 annually, with relevant education and experience considered in determining the starting pay rate. This position also earns commission monthly based on production, and we do not put any cap or maximum on the amount of commission the successful candidate can earn.

Our Benefits Include

• Multiple medical plan options, dental and vision insurance, OUCU pays 80%.
• Employer paid long-term disability insurance, life insurance, and dependent life insurance
• Paid vacation, sick, and personal time off.
• Generous 401(k) retirement plan
• 11 paid holidays per year
• Paid time for volunteer opportunities to help our communities
• Educational Reimbursement
• Annual stipends to purchase logo wear
• Free dividend checking and wires, Half off tax preparation fees
• Free premium subscription to the Calm.com app with the ability to add dependents

Requirements

• Bachelor’s degree or equivalent education and experience.
• 3 to 5 years of financial institution lending experience, with commercial lending strongly preferred.
• Experience in financial product sales with knowledge of laws and regulations governing business and consumer lending practices.
• Clear communication, sound judgement, with a member-first approach.
• Must travel to meet members and occasionally attend events outside of regular business hours.
• Resume and cover letter required.