Commercial Credit Underwriter II – Complex Deals

Internationalinsuranceprofessionals; Chandler (AZ); Hybrid; USD 90,000 - 130,000; Full time

Job summary

Bank of America in Chandler, AZ seeks an experienced Credit Underwriter to structure and underwrite complex commercial transactions with minimal oversight. You will deliver in-depth financial and industry analyses to support merchant exposure decisions, while adhering to credit policies and regulatory requirements.

In this role you will coach Sales partners, collaborate with Relationship Managers and product partners, and take ownership of credit approvals within authority limits for Global

Qualifications

• 3+ years of commercial underwriting experience
• Experience with Risk Rating scorecards
• Strong analytical and communication skills
• High-volume commercial credit environment experience

Responsibilities

• Underwrite and structure complex credit transactions
• Analyze financial statements and industry trends to assess risk
• Negotiate terms with clients while ensuring compliance with policies
• Coach Sales partners and credit team members to enhance credit acumen
• Support internal credit approval processes and deal discussions
• Collaborate with Relationship Managers, Global Merchant Specialists and product partners
• Maintain awareness of portfolio risk and credit quality

Skills

Commercial underwriting

Credit analysis

Financial modeling

Moodys Credit Lens

Risk scorecards

Portfolio management

Communication skills

Education

High School Diploma/GED

BS/BA preferred

Job description

Bank of America in Chandler, AZ seeks an experienced Credit Underwriter to structure and underwrite complex commercial transactions with minimal oversight. You will deliver in-depth financial and industry analyses to support merchant exposure decisions, while adhering to credit policies and regulatory requirements.

In this role you will coach Sales partners, collaborate with Relationship Managers and product partners, and take ownership of credit approvals within authority limits for Global