Senior Commercial Credit Underwriter

Bank of America; Chicago (IL); On-site; USD 90,000 - 150,000; Full time

Job summary

Bank of America is seeking a seasoned Commercial Credit Underwriter to manage client portfolios, conduct rigorous financial analysis, and structure loans in a fast-paced environment in Chicago, IL. The role emphasizes collaboration with Relationship Management and Risk teams, ensuring timely, accurate credit decisions and compliance with policies.

Responsibilities include leading loan structuring discussions, coaching junior staff, and reviewing credit analysis while maintaining strong attention

Qualifications

• 3+ years of solid experience in Commercial Banking underwriting, performing financial analysis, structuring, and portfolio management.
• Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.

Responsibilities

• Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity
• Independently works with Relationship Management and Risk teammates to understand structuring needs and requirements
• Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
• Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
• Has credit approval for certain credit actions
• Leads loan structure conversations and completion of loan documentation with internal/external legal partners

Skills

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation Requirements

Financial Forecasting and Modeling

Collaboration

Loan Structuring

Prioritization

Education

BA/BS Desired

Job description

Bank of America is seeking a seasoned Commercial Credit Underwriter to manage client portfolios, conduct rigorous financial analysis, and structure loans in a fast-paced environment in Chicago, IL. The role emphasizes collaboration with Relationship Management and Risk teams, ensuring timely, accurate credit decisions and compliance with policies.

Responsibilities include leading loan structuring discussions, coaching junior staff, and reviewing credit analysis while maintaining strong attention