Commercial Credit & Portfolio Analyst

BMO U.S.; Chicago (IL); On-site; USD 55,000 - 110,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident insurance

Life insurance

Retirement savings

Job summary

BMO Financial Group reports in Chicago seeks a Commercial Credit Analyst to analyze credit information and support lending decisions across a portfolio of clients. You will prepare credit summaries, assess risk, structure loans, and negotiate terms in line with risk appetite, while monitoring portfolio performance and ensuring documentation accuracy.

Qualifications include a Bachelor’s degree and 1–3 years in credit or lending, with strong analytical, collaboration and customer service skills.

Qualifications

• Bachelor’s degree required; Business Administration, Finance or Accounting preferred.
• 1–3 years of credit or lending experience in a corporate or banking environment preferred.
• Specialized knowledge from education and/or business experience.
• Foundational problem solving, collaboration, attention to detail, and customer service.
• Proficient in analytical thinking and financial analysis.

Responsibilities

• Analyzes credit information to support lending decisions and risk assessment.
• Prepares detailed credit summaries and analyzes client financials and risk profiles.
• Structures loans and negotiates terms aligned with risk appetite and policies.
• Monitors portfolio performance and ensures accuracy of loan documentation.
• Develops proposals to capture new business and expand client relationships.

Skills

Problem Solving

Collaboration

Detail-Oriented

Customer Service

Analytical Thinking

Financial Analysis

Credit Risk Assessment

Loan Structuring

Education

Bachelor’s degree in Business Administration, Finance or Accounting

Tools

Microsoft Office

Data analysis tools

Job description

BMO Financial Group reports in Chicago seeks a Commercial Credit Analyst to analyze credit information and support lending decisions across a portfolio of clients. You will prepare credit summaries, assess risk, structure loans, and negotiate terms in line with risk appetite, while monitoring portfolio performance and ensuring documentation accuracy.

Qualifications include a Bachelor’s degree and 1–3 years in credit or lending, with strong analytical, collaboration and customer service skills.