Commercial Credit Analyst – Development Program

BMO Harris Bank; Phoenix (AZ); On-site; USD 55,000 - 110,000; Full time

Benefits offered by this job

Health Insurance

Tuition Reimbursement

Life Insurance

Retirement Savings Plans

Job summary

BMO Harris Bank is seeking a Commercial Credit Analyst to analyze credit information and support lending decisions for a portfolio of commercial clients. You will perform financial analyses, prepare credit summaries, and assist with structuring loans in accordance with risk policies.

The role emphasizes collaboration with Relationship Managers and business partners, maintaining strong client relationships, and ensuring compliance with regulatory standards. A BS/BA in a related field is preferred.

Qualifications

• Bachelor's degree in business, finance or accounting or related field.
• Experience with credit analysis and lending instruments is preferred.
• Knowledge of banking policies and risk management.

Responsibilities

• Perform financial analysis and calculations to assess creditworthiness for commercial loans.
• Prepare detailed credit summaries and risk assessments for client portfolios.
• Support loan structuring and term negotiation in line with bank policies.
• Monitor portfolio performance and ensure accuracy of loan documentation.
• Build and maintain client relationships to grow revenue and cross-sell solutions.
• Support and escalate credit decisions in collaboration with managers and partners.

Skills

Credit analysis

Financial analysis

Loan structuring

Regulatory compliance

Portfolio management

Data analysis

Banking operations

Microsoft Office

Education

Bachelor's degree in Business Administration, Finance or Accounting

Tools

Microsoft Office

Job description

BMO Harris Bank is seeking a Commercial Credit Analyst to analyze credit information and support lending decisions for a portfolio of commercial clients. You will perform financial analyses, prepare credit summaries, and assist with structuring loans in accordance with risk policies.

The role emphasizes collaboration with Relationship Managers and business partners, maintaining strong client relationships, and ensuring compliance with regulatory standards. A BS/BA in a related field is preferred.