Commercial Banking: Credit Analyst & Portfolio Strategist

Bank of Montreal; Chicago (IL); On-site; USD 69,000 - 128,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

Bank of Montreal in Chicago, IL is seeking an Associate, Commercial Banking to analyze credit information and support lending decisions for a portfolio of clients. You will perform financial analysis, evaluate risk, structure loans, and collaborate with Relationship Managers to grow client relationships.

The role requires 3–4 years of relevant experience, a Bachelor's degree, and proficiency with financial modeling and MS Office.

Qualifications

• Bachelor’s degree in business or finance is required.
• Relevant experience in credit or lending within corporate banking.
• Strong analytical and numerical skills.
• Proficiency with financial modeling.
• Knowledge of banking regulations and risk practices.

Responsibilities

• Performs financial analysis and assesses creditworthiness for loans.
• Uses financial models to evaluate repayment capacity and loan structure.
• Supports credit decisions and monitors credit quality.
• Analyzes portfolio risk and regulatory compliance.
• Develops client relationships and supports new business.
• Coordinates with Relationship Manager and partners.
• Ensures data accuracy and adherence to risk policies.

Skills

Problem Solving

Collaboration

Detail-Oriented

Analytical Thinking

Loan Structuring

Regulatory Compliance

Portfolio Management

Credit Risk Assessment

Banking Operations

Microsoft Office

Data analysis tools

Financial analysis

Education

Bachelor’s degree

Job description

Bank of Montreal in Chicago, IL is seeking an Associate, Commercial Banking to analyze credit information and support lending decisions for a portfolio of clients. You will perform financial analysis, evaluate risk, structure loans, and collaborate with Relationship Managers to grow client relationships.

The role requires 3–4 years of relevant experience, a Bachelor's degree, and proficiency with financial modeling and MS Office.