Commercial Casualty Claims Adjuster - Remote Opportunity

The Mutual Group; Cincinnati (OH); Remote; USD 59,000 - 99,000; Full time

Job summary

An established industry player is seeking a compassionate and optimistic Commercial Casualty Claims Adjuster. In this role, you will be a vital partner to members, ensuring claims are processed accurately and efficiently. You will investigate coverage and causes of loss, handle various claims, and negotiate fair resolutions while managing costs. The position offers a robust benefits suite, including competitive salaries, a 401(K) plan, and flexible work schedules. If you are eager to make a positive change in the world and enjoy helping others, this opportunity is perfect for you.

Benefits

401(K) retirement plan with company match

Free basic life and AD&D insurance

Medical, dental, and vision plans

Wellness incentives

Generous time off program

Flexible work schedules

Educational assistance

Qualifications

• 5+ years of experience in handling Commercial Liability Claims.
• Ability to negotiate skillfully in difficult situations.

Responsibilities

• Investigate and evaluate routine to complex claims accurately.
• Prepare written communication including settlement letters and disclaimers.

Skills

Commercial Liability Claims Handling

Negotiation Skills

Independence in Work

Investigative Skills

Communication Skills

Education

Bachelor's Degree

Tools

Microsoft Applications

Job description

As a Commercial Casualty Claims Adjuster, you will serve as a real partner to our members by processing claims accurately and efficiently so they can resume their life's work without unnecessary delay. If you are optimistic, enjoy helping others in times of need, and are compassionate about making positive change in the world, this may be the role for you.

Responsibilities:

• Investigates coverage and cause of loss on routine to more complicated claims, which includes but is not limited to policy review, interviewing all parties associated with the loss and gathering and analyzing all necessary investigative documentation.
• Handles non-represented, represented and litigated injury and property damage claims including investigating and evaluating those exposures. Identifies exposures with significant severity to triage to the large loss team.
• Provides accurate assessments and negotiates fair and efficient claims resolutions while managing costs. Settles losses according to the documented damage, the language of the policy of insurance, pertinent regulatory and statutory considerations and within granted authority.
• Prepares written communication, including but not limited to settlement letters, disclaimers of coverage and reservation of rights letters.
• Maintains effective claim file documentation and diary system. Monitors diary to achieve timely development of file and timely disposition of the claim.
• Recognizes and pursues recovery opportunities and prepares submissions to SIU when indicated.
• Assigns and supervises field examiners and vendor resources, including but not limited to independent adjusters, engineers and other experts as needed.
• Assumes additional duties as defined.
  
  

Required Qualifications:

• 5 or more years in the handling of Commercial Liability Claims.
• Property and casualty license or Independent Adjuster license (if not licensed; willing to become licensed within the first 30 days of employment).
• Litigation handling.
• Understands concepts of coverage, policy interpretation, exposure recognition and liability determination to analyze and move claims towards resolution using best practices.
• Ability to take responsibility and work independently in a home-based environment.
• Ability to negotiate skillfully in difficult situations.
• Willingness to travel periodically.
  
  

Recommended Qualifications:

• Bachelor's degree preferred.
• CPCU or SCLA preferred.
• Ability to formulate sound expense, indemnity, and business judgment while supporting loss evaluations and presenting them effectively.
• Basic computer skills including Microsoft applications.
• Perform work-related simple and advanced mathematical problems and calculations.
• Compose written correspondence and factual reports which are well organized and concise, utilizing proper English, grammar, punctuation, and spelling.
• Strong oral and written communication skills.
  
  

Compensation:

• $59,400 - $99,000 commensurate with experience, plus bonus eligibility.
• $65,400 - $109,000 commensurate with experience in CA, CT, MA, NJ, NY, and PA, plus bonus eligibility.
  
  

Benefits:

We are proud to offer a robust benefits suite that includes:

• Competitive base salary plus incentive plans for eligible team members.
• 401(K) retirement plan that includes a company match of up to 6% of your eligible salary.
• Free basic life and AD&D, long-term disability and short-term disability insurance.
• Medical, dental and vision plans to meet your unique healthcare needs.
• Wellness incentives.
• Generous time off program that includes personal, holiday and volunteer paid time off.
• Flexible work schedules and hybrid/remote options for eligible positions.
• Educational assistance.