Card Compliance Manager: Reg Z Expert for Cards

Cardless; San Francisco (CA); Vor Ort; USD 150.000 - 180.000; Vollzeit

Benefits dieser Stelle

Equity (start-up)

Health, vision & dental

Catered lunches

Commuter benefit

Parental leave

Team events

Flexible PTO

Apple equipment

401k plan

Zusammenfassung

Cardless in San Francisco is seeking a compliance professional to lead regulatory reviews for consumer credit products. You will assess card programs against Reg Z, the CARD Act, and related rules, and partner with banks to get changes approved.

This hands-on role reports to the Chief Compliance Officer, with no direct reports, and focuses on building scalable review processes, disclosures, and flows for new features across issuing banks.

Qualifikationen

• 3–6 years in consumer compliance, regulatory advisory or legal at a bank, card issuer or fintech.
• Reviewed credit card products (fees, APRs, terms, disclosures or flows) and advised on changes.
• Strong working knowledge of Reg Z and the CARD Act; Reg E, Reg B, FCRA and UDAAP as they apply to cards.
• Clear writing with actionable recommendations, not just risks.
• Ability to own work without a playbook.

Aufgaben

• Review new card programs, features, fees and terms before launch, and tell the team what has to change and why.
• Check disclosures, application flows and servicing flows against the rules and against what each issuing bank expects.
• Work through new features where regulation is unclear; write up actionable recommendations.
• Get product and disclosure changes approved by bank partners.
• Set up intake, checklists, sign-off, and records for examiners to follow later.
• Keep product teams current when a rule changes.

Kenntnisse

Consumer compliance

Regulatory advisory

Legal background

Jobbeschreibung

Cardless in San Francisco is seeking a compliance professional to lead regulatory reviews for consumer credit products. You will assess card programs against Reg Z, the CARD Act, and related rules, and partner with banks to get changes approved.

This hands-on role reports to the Chief Compliance Officer, with no direct reports, and focuses on building scalable review processes, disclosures, and flows for new features across issuing banks.