Business Banking Relationship Lead

HomeTrust Bank; Alpharetta (GA); On-site; USD 70,000 - 110,000; Full time

Job summary

HomeTrust Bank is seeking a Business Banking Officer to grow client relationships in a defined Georgia territory. The role focuses on business loans, deposits and treasury services for clients with revenues up to several million dollars.

You will collaborate with branch teams, assess credit needs, and guide loan applications through approval and funding processes. This position requires a strong lending background and robust networking skills.

Qualifications

• High school diploma or equivalent required.
• 3+ years of experience as a business lender required with demonstrated record of achieving goals.
• Successful completion of bank training program(s) for lending (depending on experience and background as a lender).
• Must be bondable and have a valid driver’s license.
• Excellent attention to detail, communication skills, and ability to network and build business relationships.
• Thorough knowledge of all bank business lending and deposit products.
• Demonstrated knowledge of bank policies, procedures, lending practices, and bank business lending and deposit products.
• Demonstrated knowledge of credit analysis functions and related requirements and procedures.
• Ability to think and act independently within guidelines of bank policy and assigned personal authority.
• Familiarity with all federal and state banking regulations pertaining to lending and consumer compliance, including fair lending laws.
• Proficient in Microsoft Office products.

Responsibilities

• Actively initiates business contacts to develop relationships, promote bank products/services, and maintain business acquisition pipeline and existing portfolio.
• Actively engages and interacts with branch partners to educate branch staff on client needs identifications and referrals.
• Counsels customers on business financing needs, and process and completes detailed review of loan application and other business services.
• Analyzes customer financial status, credit, and property evaluations to determine loan feasibility.
• Partners with Credit team to facilitate the review and processing of loans.
• Partners with other lines of business to develop leads and referrals within existing portfolio.

Skills

Communication

Networking

Attention to detail

Relationship building

Education

High school diploma or equivalent

Bachelor’s degree in business, finance, or related field

Tools

Microsoft Office

Job description

HomeTrust Bank is seeking a Business Banking Officer to grow client relationships in a defined Georgia territory. The role focuses on business loans, deposits and treasury services for clients with revenues up to several million dollars.

You will collaborate with branch teams, assess credit needs, and guide loan applications through approval and funding processes. This position requires a strong lending background and robust networking skills.