Business Banker, VP

Minnesota Bankers Association; Ham Lake (MN); On-site; USD 85,000 - 120,000; Full time

Benefits offered by this job

Company Sponsored Life Insurance

Medical, Dental, and Vision Insurance

401k Retirement Plan with Company Match

Paid Time Off (PTO)

Job summary

A prominent financial institution in Ham Lake is seeking a Business Banker, VP who will be responsible for soliciting and underwriting business loans. The ideal candidate will have 10 - 15 years of commercial lending experience and a strong background in financial analysis. This position offers benefits such as health insurance, retirement plans, and paid time off.

Qualifications

• 10 - 15 years of experience in commercial lending or related finance experience.
• Advanced experience in financial statement and tax return analysis.

Responsibilities

• Solicit and negotiate business loans in compliance with the Bank's policies.
• Engage in business development and maintain relationships with customers.
• Analyze financial conditions and risks of financing requests.

Skills

Commercial lending experience

Customer service

Financial statement analysis

Education

Post-secondary education in business or finance

Job description

Business Banker, VP

1441 Bunker Lake Blvd NE, Ham Lake 55304

Job Description

The position of Business Banker VP is responsible for soliciting, negotiating, underwriting, and coordinating the closing of business loans in compliance with the Bank’s lending policies and procedures. They are responsible for developing business checking and deposit relationships with customers and promote business for the Bank by maintaining good customer relations and referrals to appropriate staff for new services. The position of Business Banker VP assists in attaining established Bank goals through active participation in sales management, community events, networking and calling programs. Develops knowledge of the financial industry, economy, construction loan funding, market conditions, rates, vendors, and awareness of the competition.

Position Duties and Responsibilities

• Engages in business development activities and solicitation of new business; actively involved in instilling and maintaining a positive sales environment through education of the Bank’s products and services.
• Interviews prospective applicants and requests specified information related to loan or credit application; corresponds or re-interviews applicants to resolve questions regarding application information.
• Performs pre‑qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
• Gathers and analyzes all information necessary to present a financing request to senior management or Loan Committee; meets with existing or potential customers; visiting sites of loans; negotiates loan terms and conditions; approves loans within established lending limits or refers and recommends acceptance to the Loan Committee of new loans and renewals.
• Coordinates processing of approved loans, ensures loans are processed according to agreement, customer needs and conforms to Bank lending policies; obtains sufficient information and/or documentation from customers; solves problems relative to processing and servicing of loans within his or her portfolio; approves loan disbursements in accordance with agreements.
• Ensures that credit inquiries and UCC filings are researched to determine credit worthiness and appropriate collateral positioning are achieved.
• Advanced experience, knowledge and training in financial statement and tax return analysis, typically resulting from a combination of education in accounting, financial and/or credit analysis or related areas.
• Negotiates, underwrites, and processes renewals of credit facilities.
• Approves loan payments, draws from lines of credit, and fund transfers within specified limits.
• Authorizes commitment, engagement, action and decline letters.
• Reinforces the application of superior customer service through his/her own example along with appropriate follow‑through with involved customers and employees.
• Follows policies and procedures; completes administrative tasks correctly and on time; supports the Banks goals and values; benefits the bank through outside activities.

Minimum Qualifications

• 10 - 15 years of experience in commercial lending experience or related finance experience required
• 4 years of post‑secondary education, business or finance preferred

About Us

At Falcon National Bank, we are passionate about helping our customers and the communities where we live and work. This is accomplished by finding talented individuals who share in our Mission of building life‑long relationships, our Vision of growth and success, and our Values of high integrity and reliable execution. Falcon National Bank is currently looking for a Business Banker, VP to join our Ham Lake location.

What’s In It For You

We're proud to offer a variety of benefits to support the health and well‑being of our full‑time employees, including:

• Company Sponsored Life Insurance and Short‑Term Disability
• Medical, Dental, and Vision Insurance
• Health Savings Account (HSA), Limited Flexible Spending Account (FSA) and Dependent Care Flexible Spending Account (DCFSA) options.
• Paid Company Holidays and Paid Time Off (PTO)
• Volunteer Paid Time Off (VTO)
• 401k Retirement Plan with Company Match
• Voluntary Life Insurance and Long‑Term Disability
• Employee Assistance Program (EAP)
• Supplemental Benefit Options

How to Apply

Please email your resume to [e-mail]
MBA Job Number / Date Added
H-8062: 10/27/25