Bilingual Credit Manager — Policy, Collections & Training

Jose-Santiago-Inc.; San Juan (PR); On-site; USD 48,000 - 52,000; Full time

Benefits offered by this job

Health Insurance (Triple S)

Vacations: 16 days per year

Sick Leave: 16 days per year

Sick Leave Bonos.

Christmas Bonus (without cap).

Paid day off for your birthday

Job summary

Jose-Santiago-Inc. in San Juan, Puerto Rico, seeks a Credit Manager to oversee credit policies, assess creditworthiness, set limits, monitor accounts, and train staff. Responsibilities include negotiating terms, reporting to management, and ensuring compliance with laws and company standards.

The role requires a 4-year degree, bilingual English/Spanish proficiency, and experience with credit scoring and risk assessment. Travel about 5% is expected; health benefits and bonuses are included.

Qualifications

• Demonstrated risk assessment skills.
• Proficient financial analytical skills.
• Experience using credit score models to determine risk.
• Strong negotiation skills.
• Understanding of credit laws and regulations.
• Clear and effective communication skills.
• Attention to detail.

Responsibilities

• Assess the financial stability and creditworthiness of customers by analyzing financial statements and credit reports.
• Establish credit limits and terms based on evaluations.
• Track outstanding balances and ensure timely payments.
• Create and enforce credit policies to comply with standards.
• Make loan approval decisions based on data and risk assessments.
• Negotiate loan terms with clients.
• Prepare reports on credit activities for senior management.
• Provide training to the credit team to ensure effective management.
• Performs other duties as assigned
• Complies with all policies and standards

Skills

Bilingual English/Spanish

Risk assessment

Financial analysis

Credit scoring knowledge

Negotiation skills

Credit laws & regulations

Communication skills

Attention to detail

Credit management software

Education

Bachelor's degree

Tools

Credit management software

Job description

Jose-Santiago-Inc. in San Juan, Puerto Rico, seeks a Credit Manager to oversee credit policies, assess creditworthiness, set limits, monitor accounts, and train staff. Responsibilities include negotiating terms, reporting to management, and ensuring compliance with laws and company standards.

The role requires a 4-year degree, bilingual English/Spanish proficiency, and experience with credit scoring and risk assessment. Travel about 5% is expected; health benefits and bonuses are included.