AVP, Credit & AI Underwriting Leader

Radiant Credit Union; Gainesville (FL); On-site; USD 110,000 - 180,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

Telemedicine

PTO

Paid holidays

Employee Assistance Program

Gym reimbursement

Education reimbursement

Job summary

Radiant Credit Union in Gainesville, FL seeks an AVP of Credit to lead underwriting across consumer, real estate, indirect, and business lending, with a focus on AI-enabled decisions and risk governance.

You will develop policy, mentor teams, and partner with IT, Risk & Compliance to ensure compliant, efficient credit decisions that serve members and the organization’s strategic goals.

Qualifications

• Bachelor's degree in Finance, Business Administration, Accounting, Economics, or related field.
• Minimum three years of similar or related experience.
• Proficiency in credit underwriting systems, Microsoft Office, and data analysis software.
• Strong knowledge of credit analysis, underwriting, and loan portfolio management.
• Strong analytical, organizational, communication, and problem-solving skills.

Responsibilities

• Oversee Consumer, Real Estate, Indirect, and Business underwriting operations.
• Align underwriting strategies with goals and deliver portfolio insights.
• Lead AI underwriting program governance and continuous improvement.
• Ensure compliance with NCUA, CFPB, and state/federal requirements.
• Develop staff with training on underwriting policies and AI-assisted tools.

Skills

Credit underwriting systems

Data analysis

Microsoft Office

Analytical skills

Communication skills

Education

Bachelor's degree in Finance/Business/Accounting/Economics

7+ years related experience in lieu of degree

Job description

Radiant Credit Union in Gainesville, FL seeks an AVP of Credit to lead underwriting across consumer, real estate, indirect, and business lending, with a focus on AI-enabled decisions and risk governance.

You will develop policy, mentor teams, and partner with IT, Risk & Compliance to ensure compliant, efficient credit decisions that serve members and the organization’s strategic goals.