Consumer Underwriter – Build Smarter Lending

Radiant Credit Union; Gainesville (FL); On-site; USD 52,000 - 76,000; Full time

Job summary

Radiant Credit Union in Gainesville, FL is seeking a Consumer Underwriter to analyze and decision consumer loan applications in line with policies and regulatory requirements, delivering timely, accurate loan decisions that support lending objectives and a positive member experience. The role emphasizes sound credit quality and adherence to NCUA rules.

Responsibilities include evaluating applications, funding indirect loans, and supporting loan servicing while maintaining confidentiality and

Qualifications

• Requires a two-year college degree or equivalent training.
• Three to five years of similar or related experience.
• Strong communication, discretion, diplomacy and tact in interactions.

Responsibilities

• Reviews and evaluates consumer loan applications to determine suitability and terms.
• Funds indirect loan contracts and performs quality control on files prior to funding.
• Supports Loan Processor with loan servicing, lien and title perfection, and collateral protection.
• Performs other duties as assigned.

Skills

Communication

Discretion

Diplomacy

Tact

Education

Two-year college degree

Specialized certification or licensing

Vendor training courses

Job description

Radiant Credit Union in Gainesville, FL is seeking a Consumer Underwriter to analyze and decision consumer loan applications in line with policies and regulatory requirements, delivering timely, accurate loan decisions that support lending objectives and a positive member experience. The role emphasizes sound credit quality and adherence to NCUA rules.

Responsibilities include evaluating applications, funding indirect loans, and supporting loan servicing while maintaining confidentiality and