Auto Finance Commercial Relationship Manager

Huntington National Bank; Tennessee; Remote; USD 60,000 - 100,000; Full time

Job summary

An established industry player in financial services is seeking a skilled Auto Finance Portfolio Manager III. This role is pivotal in deepening customer relationships and managing credit risks within the Auto Finance portfolio. You will engage with automotive dealerships, uncovering new commercial loan opportunities while adhering to credit policies. Your expertise in underwriting and strong sales skills will be crucial in navigating complex loans and market conditions. Join a forward-thinking team that values your contributions and offers a remote workplace to enhance your work-life balance.

Qualifications

• 5+ years working with multiple automotive dealer groups.
• 5+ years of Commercial (Auto) Finance Underwriting Experience.

Responsibilities

• Develops new client relationships through outside sales activities.
• Manages portfolio and assesses market risks and business conditions.
• Deals with complex loans and may coach other Bank colleagues.

Skills

Commercial Finance Underwriting

Sales and Negotiation Skills

Verbal and Written Communication

Financial Analysis

Education

Bachelor's Degree

Job description

The Auto Finance Portfolio Manager III Services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles. Owns primary responsibility for the credit and monitoring of Auto Finance portfolio risks. Must have demonstrated, extensive formal credit training and experience as approval officer in Commercial Auto Finance.

Duties & Responsibilities :

• Candidate will develop automotive dealership new client relationships through outside calling sales activities in assigned market area.
• Uncovering and negotiating new commercial loan business, banking products and services opportunities for new dealer prospects.
• Working through assigned credit partners candidate would follow credit policy, structures, underwriting guidelines and make recommendations to originate dealer commercial loans.
• Services portfolio through required dealer monitoring, and financial review while continuously prospecting new customers.
• Manages portfolio, assesses area market risks and general business conditions.
• May assist Product Specialists in selling and servicing various bank products.
• Deals with very large credit exposures and most complex loans, including syndications.
• May organize work and deal flow and / or coach other Bank colleagues.
• Some travel may be required.
• Performs other duties as assigned.

Basic Qualifications :

• 5+ years working with multiple automotive dealer groups
• 5+years Commercial (Auto) Finance Underwriting Experience
• Bachelor's Degree

Preferred Qualifications :

• Excellent verbal and written communication skills
• Strong sales and negotiation skills
• Commercial Financial Analysis Comprehension and Review
• Local Automotive Dealer knowledge and existing relationships

Exempt Status : (Yes = not eligible for overtime pay) ( No = eligible for overtime pay)

Workplace Type : Remote

Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.

Tobacco-Free Hiring Practice : Visit Huntington's Career Web Site for more details.

Agency Statement : Huntington does not accept solicitation from Third Party Recruiters for any position

Create a job alert for this search