Associate Director, CLI Strategy & Growth (Credit Cards)

OneMain Financial Group; Tega Cay (SC); Hybrid; USD 140,000 - 190,000; Full time

Benefits offered by this job

Health insurance

Up to 4% matching 401(k)

Employee Stock Purchase Plan (10%)</

Tuition reimbursement

Paid time off (15 days)

Paid sick leave as determined by state

11 Paid holidays (4 floating)

Paid volunteer time (3 days)

Job summary

OneMain Financial is seeking an Associate Director to drive credit line increase strategy for the Card business. The role requires strategic thinking, deep credit expertise, and collaboration with data science, product, and acquisition teams to shape an end-to-end CLI strategy.

You will lead policy development, perform portfolio analyses, and guide senior leadership with actionable insights. Hybrid work in Charlotte, NC restores customer-focused execution.

Qualifications

• Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science).
• 5+ years of experience in consumer lending with data-driven risk decisions.
• Advanced analytical skills using SQL, SAS, R, or Python.

Responsibilities

• Develop and refine CLI policies to balance risk and growth.
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• Prepare and deliver presentations to executive leadership with clear insights and recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to implement strategies with strong customer experience.
• Develop and execute on business requirements to implement credit strategies to improve the lending portfolio.
• Prioritize competing initiatives and communicate tradeoffs to senior leadership.
• Partner with business leaders to define priorities and align resources for progress.

Skills

Credit risk analysis

Data analysis

SQL

Python

R

SAS

Education

Bachelor’s degree in quantitative discipline

Master’s or PhD preferred

Tools

SQL

SAS

R

Python

Job description

OneMain Financial is seeking an Associate Director to drive credit line increase strategy for the Card business. The role requires strategic thinking, deep credit expertise, and collaboration with data science, product, and acquisition teams to shape an end-to-end CLI strategy.

You will lead policy development, perform portfolio analyses, and guide senior leadership with actionable insights. Hybrid work in Charlotte, NC restores customer-focused execution.