Agriculture Credit Resolution RM I/II — Hybrid

AgWest Farm Credit; Rocklin (CA); On-site; USD 73,000 - 144,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

Basic term life and AD&D insurance

Paid days off annually: 15 vacation, 3

15 sick

12 holidays and 3 volunteer

401(k) plan (6% match plus 3% employer

Employee Assistance Program

Wellness Program

Jeans are welcome at work

Job summary

AgWest Farm Credit, a member-owned financial cooperative, seeks a Relationship Manager I or II in California to manage adversely classified loan portfolios and strengthen customer relations. You’ll perform rigorous financial analyses, credit decisions, and negotiations to protect asset quality.

Based in Paso Robles, Rocklin, Ventura, or Yuba City, you’ll collaborate with the Credit Resolution Team, support acquisitions, and participate in loan closings while upholding privacy and security

Qualifications

• Bachelor's degree in business, economics, finance or equivalent, or an equivalent combination of education and experience.
• At least two years' progressively complex professional banking or credit experience, preferably in restructuring.
• Ability to understand and interpret increasingly complex financial statements, loan documents and collateral documents.
• Solid understanding of bankruptcy and foreclosure processes and laws.
• Ability to communicate and negotiate terms on behalf of the organization, both verbally and in writing.
• Knowledge of real estate market and real estate law.

Responsibilities

• Manage assigned loan portfolio, primarily consisting of adversely classified production agriculture accounts, ensure timely servicing and resolution of delinquencies or defaults, and upgrade/transfer accounts back to lending staff.
• Analyze and service larger loan relationships with increasing complexity and risk, monitor loan performance; prepare high-quality credit packages.
• Perform comprehensive financial analysis that results in sound credit recommendations that manage organization risk and provide a path to resolution of higher risk loan relationships.
• Make quality credit decisions to ensure acceptable loan administration and approve or recommend loan actions within delegated authority.
• May participate in acquired property management as assigned.
• Maintain effective relationship management including analyzing, interpreting, and presenting financial information; meet with and negotiate terms with assigned accounts.

Skills

Financial analysis

Communication skills

Negotiation

Education

Bachelor's degree in business, economics, finance

Job description

AgWest Farm Credit, a member-owned financial cooperative, seeks a Relationship Manager I or II in California to manage adversely classified loan portfolios and strengthen customer relations. You’ll perform rigorous financial analyses, credit decisions, and negotiations to protect asset quality.

Based in Paso Robles, Rocklin, Ventura, or Yuba City, you’ll collaborate with the Credit Resolution Team, support acquisitions, and participate in loan closings while upholding privacy and security