Ag & Commercial Loan Officer

Cota Coaching and Consulting; Glencoe (MN); On-site; USD 110,000 - 150,000; Full time

Benefits offered by this job

401k with employer mathc

Employee Stock Ownership Plan

insurance coverage options

paid time off

Job summary

Cota Coaching & Consulting is seeking an Ag & Commercial Loan Officer in Glencoe, MN to develop agricultural and commercial lending relationships. You will identify client needs, analyze financials, and guide loans through the process while maintaining strong community ties.

The role emphasizes portfolio growth, regulatory compliance, and collaborative work with bank colleagues to deliver tailored financing solutions. Full-time, on-site position with a competitive base salary and uncapped bonus.

Qualifications

• Experience in agricultural or commercial lending and managing banking relationships.
• Ability to analyze financial statements, evaluate credit risk, and develop sound lending recommendations.
• Knowledge of banking regulations, lending practices, and loan documentation.
• Strong communication, business development, and relationship-building skills.
• Ability to manage multiple priorities and work independently.
• Integrity, discretion, and sound judgment when handling client information and financial decisions.

Responsibilities

• Develop new agricultural and commercial lending relationships and strengthen existing client connections.
• Understand clients’ operations, goals, and financial needs to recommend appropriate lending solutions.
• Manage the lending process from initial conversations through financial analysis, credit review, closing, and ongoing support.
• Evaluate financial information, assess credit risk, and present recommendations to the credit committee.
• Partner with bank colleagues to connect clients with additional products and services.
• Stay engaged with clients to anticipate changing needs and identify future opportunities.
• Represent the bank through community involvement and professional networking.
• Apply lending regulations and bank policies to support responsible credit decisions.

Skills

Banking relationships

Credit analysis

Regulatory knowledge

Communication

Multi-tasking

Integrity

Job description

Ag & Commercial Loan Officer

Location: Glencoe, MN | On-site

Schedule: Full-time, standard weekday bank hours. Client meetings and occasional community events may take place outside regular hours.

Compensation: Starting base salary of $110,000-$150,000, depending on experience, plus an uncapped bonus opportunity

About the Company

Cota Coaching & Consulting is recruiting an Ag & Commercial Loan Officer for a community-focused bank in Glencoe, MN. The bank serves agricultural producers and businesses through personalized service, lasting relationships, and sound lending practices.

This opportunity combines business development, relationship management, and lending expertise. You’ll help farmers and business owners navigate financial decisions while growing a quality loan portfolio and contributing to the local community.

What You’ll Do

• Develop new agricultural and commercial lending relationships and strengthen existing client connections.
• Understand clients’ operations, goals, and financial needs to recommend appropriate lending solutions.
• Manage the lending process from initial conversations through financial analysis, credit review, closing, and ongoing support.
• Evaluate financial information, assess credit risk, and present recommendations to the credit committee.
• Partner with bank colleagues to connect clients with additional products and services.
• Stay engaged with clients to anticipate changing needs and identify future opportunities.
• Represent the bank through community involvement and professional networking.
• Apply lending regulations and bank policies to support responsible credit decisions.

What We’re Looking For

Required Qualifications

• Experience in agricultural or commercial lending and managing banking relationships.
• Ability to analyze financial statements, evaluate credit risk, and develop sound lending recommendations.
• Knowledge of banking regulations, lending practices, and loan documentation.
• Strong communication, business development, and relationship-building skills.
• Ability to manage multiple priorities and work independently.
• Integrity, discretion, and sound judgment when handling client information and financial decisions.

Preferred Qualifications

• Experience serving both agricultural and commercial clients.
• A demonstrated ability to grow a lending portfolio.
• Connections within the local agricultural or business community.

Compensation & Benefits

• Starting base salary of $110,000-$150,000, depending on experience.
• Uncapped bonus opportunity.
• 401k with employer mathc, Employee Stock Ownership Plan, insurance coverage options, paid time off.

Why This Role

Build relationships that extend beyond a single transaction. You’ll have the opportunity to help agricultural producers and businesses pursue their goals, grow your portfolio, and earn additional compensation through an uncapped bonus opportunity.

Equal Opportunity Employer: Our client is an equal opportunity employer and considers qualified applicants without regard to protected status.