Loan Officer

Rollinghillsbank; Atlantic (IA); On-site; USD 60,000 - 80,000; Full time

Job summary

Rollinghillsbank is seeking a dedicated Agricultura/Commercial Loan Officer for an on-site position in Atlantic, Iowa. The role involves supporting farmers, agribusinesses, and rural communities, offering the opportunity to build strong client relationships.

The ideal candidate will have a bachelor's degree related to finance or agriculture and 3-5 years experience with agricultural lending. Responsibilities include evaluating loan applications and maintaining positive customer relationships.

Qualifications

• 3-5 years experience in agricultural and commercial lending.
• Strong understanding of credit analysis and loan structuring.
• Knowledge of relevant regulations and compliance standards.

Responsibilities

• Evaluate and authorize agricultural & commercial loan applications.
• Analyze financial statements and credit reports to assess creditworthiness.
• Develop positive relationships with current customers and grow the client base.

Skills

Credit analysis

Agricultural industry practices

Interpersonal skills

Communication skills

Organizational skills

Education

Bachelor's degree in Finance, Agriculture, Business Administration, or related field

Job description

Loan Officer - Ag/ Commercial

on-site position

We are growing and seeking a dedicated and knowledgeable Agricultura/ Commercial Loan Officer to join our team. This role offers an exciting opportunity to support farmers, agribusinesses, and rural communities. If you have a passion for agriculture and finance, and enjoy building strong client relationships, we invite you to apply and grow with us.

Key Responsibilities

• Evaluate and authorize agricultural & commercial loan applications, ensuring compliance with bank policies and regulatory requirements
• Analyze financial statements, credit reports, and collateral to assess borrower creditworthiness
• Business development which will consist of maintaining positive relationships with our current customers and fostering relationships, networking and community involvement in an effort to obtain new customers.
• Provide expert guidance on loan products, repayment options, and financial planning
• Monitor ongoing loan performance and conduct regular reviews to mitigate risk
• Collaborate with internal teams to ensure smooth loan processing and documentation
• Stay informed about industry trends, market conditions, and regulatory changes affecting agricultural/ commercial lending

Skills and Qualifications

• Bachelor's degree in Finance, Agriculture, Business Administration, or related field
• 3 -5 years experience in agricultural and commercial lending
• Strong understanding of agricultural industry practices, credit analysis, and loan structuring
• Excellent interpersonal and communication skills
• Ability to assess financial data and make sound lending decisions
• Knowledge of relevant regulations and compliance standards
• Detail-oriented with strong organizational skills