Ag Loan Officer

Minnesota Bankers Association; Spring Valley (NV); On-site; USD 60,000 - 80,000; Full time

Job summary

A community-focused bank is seeking an Ag Loan Officer to provide loans and banking products to commercial clients. This role involves client interaction, credit evaluation, and portfolio management. Applicants should have a Bachelor's degree in finance-related fields and strong communication skills. The bank values community involvement and offers a supportive environment. Interested candidates can apply online through their website.

Qualifications

• 2+ years of commercial or ag lending desired, but willing to train.
• Desire to work within the community and offer solutions.
• Strong communication and negotiating skills.

Responsibilities

• Acts as primary point of contact for Ag or Commercial loans.
• Evaluates credit to determine lending decisions.
• Develops strong knowledge of bank's products.

Skills

Strong communication skills

Negotiating skills

Education

Bachelor's degree in accounting, finance or related field

Job description

Overview

208 N Broadway Ave, Spring Valley, MN 55975

About the role
The Ag Loan Officer position specializes in providing loans and other banking products to commercial clients across multiple areas, such as business banking, agricultural, and commercial real estate. This role will play a part in growing and maintaining the bank’s portfolio and will make efforts to be a part of and improve the community in which they reside. This role will primarily work with Ag loans, but will also assist with the commercial loan portfolio.

What you will do

• Acts as primary point of contact for those seeking Ag or Commercial loans, building relationships with clients during the process.
• Evaluates client/applicant’s credit to determine appropriate lending decision based on company risk-tolerance levels.
• Determines value or status of collateral as necessary during the loan application process.
• Develops a strong knowledge of bank’s products and identify opportunities to recommend other products or services to customers.
• Develops and execute sales strategies to either maintain or gain clients to increase commercial lending revenue and deposit growth.
• Builds relationships with key members of the community, building a network while continuing to service the needs of our existing customers.
• Builds and manages credit portfolios for clients.
• Ensures that customers receive satisfactory customer service.
• Develops an understanding of internal bank policies, as well as a strong understanding of banking regulations.
• Other duties as assigned.

What you will need

• Bachelor’s degree in accounting, finance or related field preferred.
• 2+ years of commercial or ag lending desired, but willing to train.
• A desire to work within the community and offer solutions as suited.
• Strong communication and negotiating skills.

Who we are

We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we built and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest.

Our mission
Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.

Our values
Passion: We have an unrelenting drive to be great. Quality service is our #1 priority.
Commitment: We do not shy away from accountability. We together as a team and embrace the spirit of service.
Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.
Community: We’re proud to support each other and our local communities. We win when our customers win.

To learn more about us, visit www.firstnationalbanks.com

How to Apply

Applications can be submitted online at https://www.firstnationalbanks.bank/mn/careers/

MBA Job number/Date Added
H-8117: 3/10/26