Ag/Commercial Lender- Glencoe (Full Time)

CorTrust Bank; Glencoe (MN); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

401k with employer match

Employee Stock Ownership Plan

Insurance coverage options

Paid time off

Service awards

Community service opportunities

Employee Assistance Program

Job summary

CorTrust Bank seeks an Agricultural & Commercial Loan Officer to attract new business and deepen existing bank relationships within the community. You will build trusted connections and promote bank products/services while managing lending through the full cycle.

The role requires strong credit analysis, regulatory knowledge, and community engagement to support immediate and future financial needs of clients.

Qualifications

• Experience in banking, agricultural and financial services.
• Ability to develop and maintain client relationships.
• Strong credit analysis and decision-making skills.

Responsibilities

• Prospect, cultivate, and grow commercial and agricultural loan activity.
• Develop business development programs to attract new customers in business and ag sectors.
• Oversee and manage all steps of the lending process.
• Perform financial analysis for credit decisions and present to credit committee.

Skills

Agricultural lending

Job description

The mission of this bank is to profitably deliver high quality customer service that meets the financial needs of our community, its businesses, and its citizens. No line of financial services is beyond our charter.

Job: Ag & Commercial Loan Officer Reports to: Market President

Summary: The Agricultural & Commercial Loan Officer is responsible for attracting new business and expanding current Bank relationships. They build relationships through trusted communication, community advocacy, and promotion of Bank products and services. They create and implement business development programs to attract new customers in the business and agricultural community.

Key Responsibilities

Lending & Relationships:

• Prospect, cultivate, and grow business relationships resulting in quality Commercial and Agricultural loan activity.
• Develop and implement business development programs to attract new customers in the business and ag community and create and maintain close relationships with all parties involved in commercial transactions.
• Oversee and manage all steps of the lending process.
• Perform financial analysis for credit decisions and presents to credit committee as part of the decision process.
• Collaborate with Bank partners to make and receive internal product and service referrals and ensure all client financial needs are met.
• Advocate for the community and foster professional relationships through civic engagement and participation in community functions.
• Proactively engage with current and prospective clients to support and anticipate immediate and future financial needs.
• Use extensive regulatory and procedural knowledge to understand, approve, and override transactions and make credit decisions while mitigating risk to the Bank and our customers.

Key Competencies

The ideal candidate for the Ag & Commercial Loan Officer possesses extensive banking, agricultural, and financial experience to be able to perform the primary duties of this position with little supervision, managing multiple projects simultaneously. They adapt easily to system, process, product, and service changes, and can reason, solve problems and think critically. They must demonstrate a high level of integrity, personal diplomacy, and respect. Extensive knowledge of Federal banking regulations, financial services, and industry workflow is a must to execute CorTrust’s mission and goals, mitigate risk, and achieve results. They champion change by maintaining strategic agility, exercising sound judgement, and persevering in the face of adversity.

It's more than just a job! When you join one of the region's leading community banks, you can expect a family atmosphere committed to building outstanding teams. We believe in the overall well-being of our employees and work hard to provide the best opportunities for growth. We're proud to offer a competitive compensation package that includes perks like a 401k with employer match, Employee Stock Ownership Plan, insurance coverage options, paid time off, service awards, community service opportunities, an Employee Assistance Program, and a stable work environment.

CorTrust is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.