Actuary, Stop-Loss & ASO Pricing — Remote

Curative HR LLC; Austin (TX); Hybrid; USD 140,000 - 200,000; Full time

Benefits offered by this job

Employer-covered premiums

PTO and holidays

401K plan

Remote work options

Parental leave

Dental & vision

Job summary

Curative seeks an experienced Actuary to own pricing for its ASO/self-funded line, focusing on employer stop loss pricing (specific and aggregate). The role covers credibility, trend, and risk load, with collaboration across Underwriting, Sales, Account Management, Finance, and Operations, and regulatory filings.

You will drive end-to-end actuarial mechanics, mentor staff, and contribute to growth of the ASO block in multiple states. A strong background in health stop loss is required.

Qualifications

• Bachelor's degree in math, statistics, actuarial science, finance, economics, or related field.
• 3+ years health actuarial experience, including pricing or reserving employer medical stop loss and self-funded (ASO) business.
• ASA designation required; FSA/MAAA preferred. US qualification standards to sign actuarial certifications preferred.
• Experience with industry manual rate bases and stop loss factor tables is a plus.
• Strong analytical and modeling skills; advanced Excel modeling capabilities.

Responsibilities

• Own stop loss pricing for self-funded ASO groups.
• Maintain and enhance the stop loss rating methodology, including trend, credibility standards, and risk load.
• Price new business and renewal quotes across all plan options with clear rate rationales.
• Manage end-to-end ASO pricing models and inputs.
• Conduct experience studies for the self-funded block and evaluate claims trends.
• Manage state stop loss rate filings and actuarial certifications.
• Collaborate with Underwriting, Sales, Finance, and Regulators.
• Mentor junior actuarial staff and provide technical reviews.
• Support reporting and renewal strategy and executive metrics.

Skills

ASO pricing

Stop loss pricing

Excel modeling

Stakeholder management

SQL

Python/R

Education

Bachelor’s degree in mathematics or actuarial science

ASA designation

FSA/MAAA preferred

Tools

SERFF

Milliman guidelines

Job description

Curative seeks an experienced Actuary to own pricing for its ASO/self-funded line, focusing on employer stop loss pricing (specific and aggregate). The role covers credibility, trend, and risk load, with collaboration across Underwriting, Sales, Account Management, Finance, and Operations, and regulatory filings.

You will drive end-to-end actuarial mechanics, mentor staff, and contribute to growth of the ASO block in multiple states. A strong background in health stop loss is required.