2027 Enterprise Operations Development Program- Consumer Default

M&T Bank Corporation; Getzville (NY); On-site; USD 41,000 - 61,000; Full time

Benefits offered by this job

Competitive benefits: medical and退休?

Paid volunteer time

Job summary

M&T Bank Corporation in Getzville, NY invites candidates to join the Customer Asset Management Operations Development Program. Participants rotate across disciplines, handling loan pipelines, reviews, and reporting to build leadership and analytical skills.

The program emphasizes risk awareness, collaboration, and belonging, with opportunities to work in both front-office and back-office functions while developing core business process proficiency.

Qualifications

• Bachelor’s or Master’s degree required.
• Minimum cumulative GPA of 3.0.
• Up to 1 year of work experience.
• Excellent written and verbal communication skills.
• Strong interpersonal and analytical abilities.
• Demonstrated computer skills and prior internship experience.
• Work Visa Sponsorship not offered for this role.

Responsibilities

• Complete rotations across multiple disciplines to learn roles and how they fit together.
• Manage loan pipelines ensuring timely and accurate operations.
• Perform loan reviews to verify quality within risk appetite.
• Work in customer contact or back-office roles as assigned.
• Develop routine departmental reports and spreadsheets (analyses, history, financial).
• Complete data review, research and reconciliation tasks.
• Participate in CAM Operations Development Program activities.
• Follow risk and regulatory standards; escalate issues as needed.
• Promote inclusion and reflect the M&T Bank brand.
• Maintain internal controls and address audit/regulatory points promptly.
• Complete other related duties as assigned.

Skills

Communication skills

Interpersonal skills

Analytical skills

Computer skills

Internship experience

Education

Bachelor’s or Master’s degree

GPA 3.0

Tools

Excel

Job description

Overview

The Customer Asset Management (CAM) Operations Development Program enables participants to gain in-depth professional and analytical experience and development of leadership and collaborative skills through a defined and customized immersive rotational program. Program participants will become technically proficient in core business processes within the CAM division.

Primary Responsibilities

• Complete a series of job rotations, over a set time frame in multiple disciplines, to gain a broader understanding of the roles, how they are utilized at the Bank, and how they work together to deliver solutions and services to internal and external customers
• Manage pipeline of loans ensuring operational processes are completed timely and accurately
• Perform reviews of loans confirming a quality level within the Company’s risk appetite
• Work in customer contact or back-office roles depending upon the preference and skill set of the candidate
• Develop and produce routine departmental reports and spreadsheets, including but not limited to, project analyses, historical reporting and financial analyses.
• Complete data review, research and/or reconciliation.
• Participate in Customer Asset Management Operations Development Program activities.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.
• Identify risk-related issues needing escalation to management
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Education and Experience Required

• Bachelor’s or Master’s degree
• Minimum Cumulative GPA of 3.0
• Up to 1 years' work experience
• Outstanding written and verbal communication skills
• Demonstrated interpersonal skills
• Demonstrated analytical skills
• Demonstrated computer skills
• Prior work/internship experience
• Work Visa Sponsorship not offered for this role

Location

Getzville, New York, United States of America

Compensation

The pay range for this position is $29.57 - $43.99 per hour. The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above encompasses all geographic locations. The pay rate specific to your location will fall within this range and is available from your recruiter.

Benefits

As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year.

About M&T Bank

M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long‑lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution.

Core Values

Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do.

Equal Employment Opportunity

M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws.

Drug-Free Workplace

M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.