2027 Enterprise Operations Development Program- Consumer Default (Repo/Remarketing)

M&T Bank Corporation; Getzville (NY); On-site; USD 41,000 - 61,000; Full time

Job summary

M&T Bank Corporation invites applications for its Customer Asset Management (CAM) Operations Development Program in Getzville, NY. Participants rotate across disciplines to gain a broad understanding of CAM processes and contribute to the bank’s asset management workflow.

The program emphasizes developing leadership, analytics, and collaboration skills while handling loan reperformance, reporting, and risk controls.

Qualifications

• Bachelor’s or Master’s degree required.
• Minimum GPA of 3.0.
• Up to 1 year of work experience.
• Excellent written and verbal communication.
• Demonstrated interpersonal skills.
• Demonstrated analytical skills.
• Demonstrated computer skills.
• Prior work/internship experience.
• Work Visa Sponsorship not offered for this role.

Responsibilities

• Complete a series of rotations across disciplines to learn roles and bank processes.
• Manage loan pipelines ensuring timely, accurate processing.
• Review loans to confirm quality within risk appetite.
• Participate in CAM Operations Development Program activities.
• Produce routine departmental reports and analyses.
• Adhere to risk and regulatory standards and escalate issues.

Skills

Communication skills

Interpersonal skills

Analytical skills

Computer skills

Prior internship/work experience

Education

Bachelor’s or Master’s degree

GPA 3.0

Up to 1 year work experience

Work Visa Sponsorship not offered for this role

Job description

Overview

The Customer Asset Management (CAM) Operations Development Program enables participants to gain in-depth professional and analytical experience and development of leadership and collaborative skills through a defined and customized immersive rotational program. Program participants will become technically proficient in core business processes within the CAM division.

Team Description

The Repo/Remarketing Team focuses on the acquisition and liquidation of collateral that secures both consumer and business loans. The teams listed below handle the collateral acquisition and disposition process and workflow. Repossession Remarketing Insurance Services Team Title Support Team Account Services Team Optional Products

Primary Responsibilities

• Complete a series of job rotations, over a set time frame in multiple disciplines, to gain a broader understanding of the roles, how they are utilized at the Bank, and how they work together to deliver solutions and services to internal and external customers
• Manage pipeline of loans ensuring operational processes are completed timely and accurately
• Perform reviews of loans confirming a quality level within the Company’s risk appetite
• Work in customer contact or back-office roles depending upon the preference and skill set of the candidate
• Develop and produce routine departmental reports and spreadsheets, including but not limited to, project analyses, historical reporting and financial analyses.
• Complete data review, research and/or reconciliation.
• Participate in Customer Asset Management Operations Development Program activities.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.
• Identify risk-related issues needing escalation to management.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Education and Experience Required

• Bachelor’s or Master’s degree
• Minimum Cumulative GPA of 3.0
• Up to 1 years' work experience
• Outstanding written and verbal communication skills
• Demonstrated interpersonal skills
• Demonstrated analytical skills
• Demonstrated computer skills
• Prior work/internship experience
• Work Visa Sponsorship not offered for this role

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $29.57 - $43.99 per hour. The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above encompasses all geographic locations. The pay rate specific to your location will fall within this range and is available from your recruiter.

Location

Getzville, New York, United States of America

Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members.

M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws.

M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.