2027 Enterprise Operations Development Program- Consumer Default

M&T Bank; Getzville (NY); On-site; USD 41,000 - 61,000; Full time

Job summary

M&T Bank is offering a CAM Operations Development Program in Getzville, NY, designed to build technical proficiency in core CAM processes through immersive rotations.

The program targets recent graduates with up to 1 year of experience, strong communication and analytical skills, and a GPA of 3.0 or higher. It emphasizes governance, reporting, and cross-functional collaboration to deliver value to internal and external customers.

Qualifications

• Bachelor's or Master's degree required.
• Minimum GPA of 3.0.
• Up to 1 year of work experience preferred.
• Strong written and verbal communication skills.
• Demonstrated interpersonal and analytical abilities.
• Proficient computer skills; prior internship or work experience beneficial.

Responsibilities

• Complete a series of job rotations across CAM disciplines to understand roles and interactions.
• Manage pipeline of loans ensuring timely and accurate processing.
• Review loans to confirm quality within the company risk appetite.
• Work in customer contact or back-office roles based on candidate fit.
• Develop and produce routine departmental reports and analyses.
• Conduct data reviews, research, and reconciliation as needed.
• Participate in CAM Operations Development Program activities.
• Adhere to risk and regulatory standards and escalate issues as needed.
• Support an inclusive environment reflecting the M&T Bank brand.
• Maintain internal controls and assist with audit points and regulator requests.
• Perform other duties as assigned.

Skills

Communication skills

Interpersonal skills

Analytical skills

Computer skills

Prior internship

Education

Bachelor's or Master's degree

GPA 3.0

Job description

Overview:

The Customer Asset Management (CAM) Operations Development Program enables participants to gain in-depth professional and analytical experience and development of leadership and collaborative skills through a defined and customized immersive rotational program. Program participants will become technically proficient in core business processes within the CAM division.

Primary Responsibilities:

• Complete a series of job rotations, over a set time frame in multiple disciplines, to gain a broader understanding of the roles, how they are utilized at the Bank, and how they work together to deliver solutions and services to internal and external customers
• Manage pipeline of loans ensuring operational processes are completed timely and accurately
• Perform reviews of loans confirming a quality level within the Company’s risk appetite
• Work in customer contact or back-office roles depending upon the preference and skill set of the candidate
• Develop and produce routine departmental reports and spreadsheets, including but not limited to, project analyses, historical reporting and financial analyses.
• Complete data review, research and/or reconciliation.
• Participate in Customer Asset Management Operations Development Program activities.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Education and Experience Required:

• Bachelor’s or Master’s degree
• Minimum Cumulative GPA of 3.0
• Up to 1 years’ work experience
• Outstanding written and verbal communication skills
• Demonstrated interpersonal skills
• Demonstrated analytical skills
• Demonstrated computer skills
• Prior work/internship experience
• Work Visa Sponsorship not offered for this role

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $29.57 - $43.99 per hour. The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above encompasses all geographic locations. The pay rate specific to your location will fall within this range and is available from your recruiter.

Location

Getzville, New York, United States of America