VP, Senior Credit Analyst (European Bank)

Randstad Singapore; Singapore; On-site; SGD 180,000 - 300,000; Full time

Job summary

Randstad Singapore is seeking a senior credit risk professional for a leading financial institution focused on wholesale banking. You will manage client portfolios, evaluate risks, and coordinate credit approvals for facility modifications.

Responsibilities include financial modelling, financial spreading, loan classifications, covenant reviews, and ensuring data quality in collateral and risk monitoring. You will act as the main contact for audits and risk governance.

Qualifications

• 8+ years of experience in credit analysis and risk management.
• Solid background in assessing complex corporate transactions, including acquisitions and project financing.
• Expertise in financial spreading and loan portfolio monitoring.

Responsibilities

• Manage assigned client portfolios by identifying, evaluating, and monitoring business risks in alignment with institutional risk frameworks.
• Prepare credit applications, perform financial modelling, and coordinate approval processes for facility modifications, covenant reviews, and structural deal updates.
• Execute thorough credit risk assessments, financial spreading, rating evaluations, and loan classifications for large corporate accounts.
• Monitor deal terms, conduct testing on financial covenants, and oversee collateral management activities to maintain data quality.
• Participate in operational risk monitoring, manage early warning indicators, and serve as a main point of contact for internal and external audit reviews.

Skills

Credit analysis

Risk management

Financial modelling

Financial spreading

Loan portfolio monitoring

Education

Bachelor's Degree in Accountancy, Business, Finance, Economics or related field

Job description

A leading financial institution with a strong international presence, specializing in comprehensive wholesale banking and financing. The organization is renowned for providing robust financial solutions and maintaining high standards of portfolio management across the region.

about the job.

• Manage assigned client portfolios by identifying, evaluating, and monitoring business risks in alignment with institutional risk frameworks.
• Prepare credit applications, perform financial modelling, and coordinate approval processes for facility modifications, covenant reviews, and structural deal updates.
• Execute thorough credit risk assessments, financial spreading, rating evaluations, and loan classifications for large corporate accounts.
• Monitor deal terms, conduct testing on financial covenants, and oversee collateral management activities to maintain data quality.
• Participate in operational risk monitoring, manage early warning indicators, and serve as a main point of contact for internal and external audit reviews.

skills and experience required.

• Bachelor's Degree in Accountancy, Business, Finance, Economics or related field
• 8+ years of experience in credit analysis and risk management.
• Solid background in assessing complex corporate financial transactions, including acquisition and project financing.
• Demonstrated expertise in financial spreading and loan portfolio monitoring.