Senior Manager, Credit Administration

QNB Group; Singapore; On-site; SGD 90,000 - 130,000; Full time

Job summary

QNB Group is seeking an experienced Credit Administration professional in Singapore to oversee the bank's credit administration function, including reviewing applications, documentation, disbursement, and MIS reporting. The role emphasizes risk monitoring, early warning detection, and adherence to internal policies and regulatory requirements.

The successful candidate will lead a small team of 2–3 staff, possess a Bachelor’s degree in a related field, and have at least 6 years of banking

Qualifications

• Bachelor’s degree in Finance, Banking, Economics, Mathematics or Business Administration.
• Minimum of 6 years relevant banking experience in credit administration.
• Ability to lead a small team.
• Strong understanding of market dynamics and regulatory requirements.

Responsibilities

• Manage the overall credit administration function, including review of credit applications and documentation.
• Prepare MIS and portfolio management reports for senior management.
• Monitor credit and detect early warning signs.
• Ensure compliance with policies and regulatory guidelines.
• Lead a small team of 2–3 members.

Skills

Leadership

Communication

Stakeholder management

Analytical thinking

Risk concepts

Regulatory awareness

Education

Bachelor’s degree in Finance, Banking, Economics, Mathematics or Business Administration studies

Job description

The incumbent will be primarily responsible for managing the overall credit administration function entailing review of the credit applications for correctness of legal documentation or approvals, recording, updating, monitoring and reporting of borrowers’ and credit facilities’ details and limits; review, approval of legal documents; collection, verification of security / collateral; authorizing disbursement of funds and utilization of credit facilities, preparation of MIS and portfolio management reports relating to the bank’s credit activities and portfolio. Monitor credit and detect early warning signs.

• Perform activities within the assigned Credit Risk Strategy that reflects the Bank's tolerance for risk and the level of profitability the Bank expects to achieve for incurring various credit risks.
• Ensure effective and efficient performance of the subsection to monitor and control all credit administration processes, minimize risks and optimize profits for the Bank.
• Ensure all policies, procedures and guidelines of the Bank and regulatory authority are complied with.
• Provide advisory and support on all aspects of documentation matters to Front and Back office.
• Accurately and timely production of credit reports to senior management, auditors, compliance or regulators.
• Review the output of credit assessments so that they comply with established/approved credit risk policies and procedures and regulatory guidelines.
• Manage the assessments on credit proposals for analysis of the various credit risk facets.
• Detect 'early warning signs' and highlight to RMs for potential resolution with their clients.
• Prepare portfolio and MIS reports, identify and assess irregular customer's credit condition, strength and weakness on negotiation, possible risky exposure, probable loss to the Bank, if any.
• Manage a small team of 2-3 members.

Education / Experience requirement

• Bachelor’s degree, major in Finance, Banking, Economics, Mathematics or Business Administration studies.
• Minimum of 6 years relevant banking experience in credit administration function.
• Ability to lead a small team.
• Strong understanding of market dynamics, competitive landscape, industry practices, and applicable regulations governing the corporate banking sector.
• Excellent verbal and written communication skills in English.
• Strong interpersonal and stakeholder management skills, with a sound understanding in risk concepts, banking products/operations/systems and regulatory requirements.
• Highly organized, analytical, and solution-oriented, with strong problem-solving capabilities.
• Demonstrated ability to manage multiple priorities effectively and perform in a fast-paced environment with demanding deadlines.