AVP / VP, Credit Risk / Credit Approver (Real Estate)

Randstad Singapore; Singapore; On-site; SGD 120,000 - 170,000; Full time

Job summary

Randstad Singapore seeks a senior credit risk professional for a leading banking institution in the Asia-Pacific region. You will evaluate complex transactions, decide on new credit applications for structured financing, and oversee credit portfolios with robust risk mitigation.

Collaborating with front-office units to guide transaction terms and risk assessments, you'll review financial statements and data in digital credit platforms, ensuring accuracy and strong control over credit risk.

Qualifications

• 5+ years of experience in credit risk assessment or portfolio management.
• Experience in real estate financing, LBO financing, or non-recourse fund NAV financing.
• Ability to analyze financial statements and forecast assumptions.
• Experience evaluating complex transactions and monitoring credit portfolios.

Responsibilities

• Evaluate complex transactions and safeguard the institution's credit portfolio.
• Assess and decide on new credit applications for structured financing, ensuring risk mitigation.
• Oversee and monitor assigned corporate credit portfolios, tracking performance and concentration risks.
• Collaborate with front-office units to provide guidance on terms and risk assessment.
• Review financial statements, projection models, and credit assumptions.
• Verify data entries in digital credit management platforms and interface with risk controls.

Skills

Credit risk

Portfolio management

Real estate financing

Financial analysis

Education

Bachelor's degree

Job description

A leading banking institution with a prominent presence in the Asia-Pacific region that provides comprehensive corporate and institutional financial solutions globally.

about the job.

• Responsible for evaluating complex transactions and safeguarding the institution's credit portfolio.
• Assess and decide on new credit applications for structured financing transactions, ensuring robust risk mitigation and appropriate deal structures.
• Oversee and monitor assigned corporate credit portfolios, actively tracking obligor performance and concentration risks.
• Collaborate closely with front-office business units to provide guidance on transaction terms, credit risk assessment, and potential restructuring strategies.
• Conduct detailed reviews of financial statements, projection models, and underlying credit assumptions.
• Verify the precision of data entries within digital credit management platforms and interface with internal risk control functions.

skills and experience required.

• Bachelor's Degree in Accounting, Finance, Business Management, Economics or equivalent
• 5+ years of experience in credit risk assessment or portfolio management experience
• Working knowledge in real estate financing, leveraged buyout financing and/or non-recourse fund NAV financing.
• Strong capability to analyze financial statements and critically evaluate financial forecasting assumptions.