Senior Credit Analyst (VP) - Corporate Banking

STRIVEX PTE. LTD.; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

STRIVEX Pte. Ltd. in Singapore is seeking an experienced Senior Credit Analyst to join its regional Credit team.

You will review credit proposals across Asia Pacific, assess counterparties, and support underwriting decisions with robust financial analysis and risk assessment. The role requires a degree in Finance or related field, at least six years in credit analysis, and strong Excel/Word skills. CFA/FRM are advantageous.

Qualifications

• Degree in Finance, Accounting, Economics or related discipline.
• Minimum 6 years of experience in credit analysis or corporate banking.
• Strong credit assessment and risk evaluation skills.
• Solid understanding of financial statements, cash flow and credit metrics.
• Familiarity with credit proposals, financial modelling and security arrangements.
• Knowledge of Asia Pacific markets and cross-border lending is a plus.

Responsibilities

• Independently review and assess credit proposals across the Asia Pacific region.
• Analyse counterparties' financial performance, cash flows, and financing structures.
• Evaluate business profiles, industry outlook and security packages.
• Review financial models, plans, and sensitivities, benchmarking credit metrics.
• Prepare credit assessments and memoranda with independent opinions and recommendations.
• Liaise with regional units and underwriting teams to support credit decisions.
• Monitor existing exposures and conduct annual reviews.

Skills

Credit analysis

Financial statement analysis

Cash flow analysis

Risk assessment

Communication skills

Report writing

Excel

Cross-functional collaboration

Education

Bachelor's degree in Finance/Accounting/Economics

Tools

Excel

Word

Job description

StriveX is partnering with an established international banking group who is seeking an experienced Senior Credit Analyst to join its regional Credit team in Singapore.

This role offers regional exposure to Corporate and Structured Finance credit transactions across Asia Pacific, with direct interaction with regional business units and Head Office stakeholders.

Key Responsibilities

• Independently review and assess credit proposals across the Asia Pacific region, including new transactions, refinancings, amendments and waivers.
• Analyse counterparties' financial performance, cash flows, financing structures, repayment capacity and key credit risks.
• Evaluate business profiles, ownership structures, industry outlook, contractual frameworks and security packages.
• Review financial models, business plans and sensitivities, challenging assumptions and benchmarking credit metrics.
• Prepare comprehensive credit assessments and memoranda, providing independent opinions, risk analysis and recommendations.
• Liaise with regional business units and Head Office underwriting teams to support the credit decision-making process.
• Monitor existing credit exposures, conduct annual reviews and identify potential deterioration risks.

Key Requirements

• Degree in Finance, Accounting, Economics or a related discipline.
• Minimum 6 years of relevant experience in credit analysis, credit underwriting, credit risk or corporate banking within an international banking environment.
• Strong experience in credit assessment.
• Solid understanding of financial statement analysis, cash flow assessment, financing structures, repayment capacity and credit risk evaluation.
• Familiarity with credit proposals, financial modelling, risk mitigants and security arrangements.
• Good knowledge of Asia Pacific markets, cross-border lending, country risk and banking regulations.
• Strong analytical, communication and report-writing skills, with the ability to work independently and exercise sound judgement.
• Proficiency in Microsoft Excel and Word.
• CFA, FRM or relevant postgraduate qualifications will be advantageous.

StriveX Pte Ltd, EA License No: 23C2077

Lee Boon Hou (Hagen), Registration No: R1870932

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