Credit Analyst (Renowned Stockbroking and Securities Firm)

PEOPLE PROFILERS PTE. LTD.; Singapore; On-site; SGD 70,000 - 100,000; Full time

Job summary

People Profilers Pte. Ltd. in Singapore is seeking a seasoned Credit Analyst to assess borrowers, analyze financial strength, cash flow and repayment ability.

You will evaluate collateral, prepare credit proposals, support lending terms, and present assessments to internal approvers; a minimum of three years in credit analysis and strong writing skills are required. Experience with secured or structured lending is preferred, with exposure to regional transactions.

Qualifications

• At least 3 years of credit analysis experience in banking, securities or a financial institution.
• Strong financial analysis and credit writing skills.
• Experience with secured or structured lending is preferred.

Responsibilities

• Assess borrowers' financial strength, cash flow and repayment ability.
• Analyse businesses and industry trends to identify credit risks.
• Evaluate collateral, including shares, bonds and property.
• Prepare credit proposals with clear recommendations.
• Support the structuring of financing terms and lending conditions.
• Present credit assessments to internal approvers.
• Review financing and security documents with relevant parties.
• Work with deal teams to ensure transactions meet credit policies.

Skills

Financial analysis

Credit writing

Communication

Credit analysis

Education

Degree in accounting/finance/business

Job description

Responsibilities

• Assess borrowers' financial strength, cash flow and repayment ability.
• Analyse businesses and industry trends to identify credit risks.
• Evaluate collateral, including shares, bonds and property.
• Prepare credit proposals with clear recommendations.
• Support the structuring of financing terms and lending conditions.
• Present credit assessments to internal approvers.
• Review financing and security documents with relevant parties.
• Work with deal teams to ensure transactions meet credit policies.

Requirements

• Degree in Accounting, Finance, Business or a related discipline.
• At least 3 years of credit analysis experience in banking, securities or a relevant financial institution.
• Strong financial analysis and credit writing skills; secured or structured lending experience preferred.
• Good communication skills; regional lending or security documentation exposure is an advantage.