Credit Analyst - Corporate Banking

GREENLANE PRIVATE LTD.; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

GREENLANE PRIVATE LTD. in Singapore is seeking a Credit Analyst to assess corporate creditworthiness and prepare detailed credit reports. As part of the Credit Department, you will monitor portfolio quality and contribute to credit risk management strategies.

The ideal candidate holds a Bachelor’s degree in a relevant field and possesses a minimum of 3 years of experience in credit risk assessment. Strong analytical skills and effective communication are crucial to succeed in this role.

Qualifications

• Minimum 3 years of relevant experience in credit risk assessment within a financial institution.
• Strong analytical and quantitative skills essential for credit assessments.

Responsibilities

• Conduct detailed credit assessments on corporate clients and proposals.
• Prepare comprehensive credit review reports for committees.
• Monitor ongoing credit exposures and recommend risk-mitigation strategies.
• Collaborate with stakeholders to communicate credit findings.
• Support department initiatives and perform additional duties.
• Work independently and within a team environment.

Skills

Strong analytical skills

Quantitative skills

Interpersonal skills

Verbal communication

Education

Bachelor's degree in Economics, Finance, Accountancy, or related discipline

Job description

Job Summary

Join our banking client as a Credit Analyst to assess corporate creditworthiness, prepare detailed credit reports, monitor portfolio quality, and contribute to credit risk management strategies within the Credit Department.

Responsibilities

• Conduct detailed credit assessments on corporate clients and financing proposals by analyzing credit ratings, credit limits, financial and non-financial data, and financing structures including terms, covenants, and conditions
• Prepare clear, accurate, and comprehensive credit review reports for presentation to credit approval committees
• Monitor ongoing credit exposures by performing periodic portfolio reviews, identifying early warning signs, and recommending effective risk-mitigation strategies to maintain portfolio quality
• Collaborate with internal teams and stakeholders to communicate credit findings and support credit decision-making processes
• Support department initiatives and perform additional duties as assigned by the Head of Department
• Work independently and contribute effectively within a team environment to achieve department objectives

Required competencies and certifications

• Bachelor’s degree in Economics, Finance, Accountancy, or a related discipline with strong analytical and quantitative skills
• Minimum 3 years of relevant experience in credit risk assessment within a regional or global financial institution

Preferred competencies and qualifications

• Strong interpersonal and verbal communication skills to engage with internal teams and stakeholders
• Proactive, analytical, and resourceful approach with strong business acumen and attention to detail