Senior Risk Appetite & Concentration Lead

OCBC; Singapore; Presencial; SGD 120.000 - 180.000; Jornada completa

Descripción de la vacante

OCBC invites a seasoned Risk Appetite and Concentration Specialist to join our risk analytics team. You will shape risk appetite policy, identify concentration risks, and partner with senior stakeholders to translate regulatory requirements into actionable guidance.

You will lead rigorous analyses of Credit RWA, Economic Capital, and IFRS 9 Expected Credit Loss, and drive stress testing, ICAAP, and forward-looking capital planning.

Formación

• Bachelor's degree in finance, economics, or risk management.
• 10–15 years of experience in risk management, focusing on appetite and concentration risk.
• Excellent communication and stakeholder management skills.
• Strong knowledge of risk management frameworks and regulatory requirements.

Responsabilidades

• Ensure robust Pillar 1 Credit RWA calculation and Pillar 3 disclosures.
• Provide portfolio insights through analysis of Credit RWA, Economic Capital and IFRS 9 ECL.
• Act as trusted advisor to business and senior management translating regulatory requirements into guidance.
• Champion bank-wide credit stress testing including ICAAP and regulatory stress tests.
• Identify vulnerable accounts via bottom-up stress testing with projections.
• Assess climate and nature-related risks impacts on credit portfolios.
• Continuously enhance risk measurement capabilities and implement improvements.

Conocimientos

Analytical thinking

Problem solving

Stakeholder management

Regulatory knowledge

Strategic thinking

Educación

Bachelor's degree in finance/economics or risk management

Descripción del empleo

OCBC invites a seasoned Risk Appetite and Concentration Specialist to join our risk analytics team. You will shape risk appetite policy, identify concentration risks, and partner with senior stakeholders to translate regulatory requirements into actionable guidance.

You will lead rigorous analyses of Credit RWA, Economic Capital, and IFRS 9 Expected Credit Loss, and drive stress testing, ICAAP, and forward-looking capital planning.