Credit Risk Analytics & Policy Manager

OCBC (Singapore); Singapore; Vor Ort; SGD 70.000 - 110.000; Vollzeit

Benefits dieser Stelle

Competitive base salary

Flexible benefits

Learning and development opportunities

Zusammenfassung

OCBC Bank Singapore is seeking an analytical Credit Risk Analyst to examine consumer credit portfolio performance, identify trends, and support policy development. You will build dashboards and reports, collaborate with Risk, Business, Product and Technology teams, and contribute to risk-based decision making.

You will apply your 2–4 years of analytics experience to forecasting, stress testing and scenario analysis, while helping automate reporting processes and enhance underwriting guidelines.

Qualifikationen

• Bachelor's degree in Statistics, Mathematics, Economics, Data Analytics, Finance or related discipline.
• 2–4 years of relevant analytics, credit risk, portfolio management experience.
• Strong analytical and problem-solving skills with data analysis and reporting.
• Working knowledge of Python, SQL, SAS or other analytic tools.
• Strong communication and stakeholder engagement skills.
• Ability to manage multiple priorities in a dynamic environment.
• Curiosity, learning agility and collaborative mindset.

Aufgaben

• Analyse consumer credit portfolio performance, risk trends, customer behaviour and portfolio movements to identify risks and opportunities.
• Develop and maintain portfolio reports, dashboards, and management information for monitoring and decision-making.
• Support portfolio analytics initiatives such as forecasting, stress testing, scenario analysis and ad-hoc risk assessments.
• Assist in reviewing consumer credit policies, underwriting guidelines and operational manuals to align with business objectives and risk appetite.
• Support policy assessments for new products and transformation initiatives, balancing growth with prudent risk management.
• Participate in regulatory, audit and industry initiatives by conducting analysis and coordinating stakeholder responses.
• Collaborate with stakeholders across Business, Product, Operations, Technology and Risk to support policy implementation.
• Contribute to automation and process improvement initiatives using data and analytical tools.

Kenntnisse

Portfolio analytics

Credit risk

Data analysis

Stakeholder engagement

Ausbildung

Bachelor's degree in Statistics/Mathematics/Economics/Finance

Tools

Python

SQL

SAS

Jobbeschreibung

OCBC Bank Singapore is seeking an analytical Credit Risk Analyst to examine consumer credit portfolio performance, identify trends, and support policy development. You will build dashboards and reports, collaborate with Risk, Business, Product and Technology teams, and contribute to risk-based decision making.

You will apply your 2–4 years of analytics experience to forecasting, stress testing and scenario analysis, while helping automate reporting processes and enhance underwriting guidelines.